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Sharjah, UAE

قضية جنائية بسبب التخلف عن سداد مستحقات بطاقة الائتمان

مرحبًا،

لدي مشكلة مع البنك فيما يتعلق ببطاقات الائتمان "نجم". المبلغ الإجمالي 14000 درهم إماراتي. تأخرت في الدفع لمدة شهرين.

يقولون الآن إنهم سيرفعون قضية شرطة في مركز شرطة البحيرة في الشارقة، ولا أملك المال للسداد.

أريد أن أعرف ما هي الإجراءات بالضبط في مركز الشرطة؟ وما إذا سيكون هناك سجن أم مجرد غرامة وفقا لأحدث القوانين والتشريعات.

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13 Dec 2018, 14:44

Dear Questioner,

They have the right to file a case against you at the police station. In this situation, your name will be on the blacklist until you pay the fine imposed under your name.

 In case your name is on the blacklist, you cannot travel outside the UAE because you may be arrested.

Even if you pay the fine and obtain the release, the bank can open a civil case against you.

I would suggest you reach a settlement with the bank, paying monthly a small amount instead of having future problems here.

In case I can be of assistance, please contact me at rg@elnaggarlegal.com

Best regards,

Raluca Gatina.

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