تسوية متأخرات بطاقة الائتمان لتجنب اتخاذ إجراءات قانونية

Hello,

Thank you for contacting me for your query.

I would require more precise information in order to advise you accurately. But from the information you provided, I can assess that you have a Najm credit card for which you were late on payments.

Most likely they have already blocked it for you and now they want you to clear the whole balance amount as soon as possible.

Please note that when you took a credit card, you have already agreed to the terms and conditions and you are expected to pay the accumulated balance, interest, late payment fees, penalties...etc.

If you are unable to pay the accumulated charges, the bank may use this security cheque against you. If the cheque bounces for insufficient funds, you will be a criminal offender in the UAE.

My advice is to negotiate for the settlement of this amount. And for that, you may involve a professional to talk on your behalf to get the most favourable results.

You may contact me at:

052 934 9402

khubaib@jmadvoactesuae.com

Best regards,

Khubaib Bin Naeem