Questions & Answers
Civil case by bank for defaulting on credit card payments
I had some credit card financial issue and I couldn't pay. The bank put a police case and I paid a fine and finished the case.
After some months with different collection people from the bank calling me and coming 2-3 times directly to my office, they told me they will file a civil case for the total dues of 30K.
What is the solution for finishing all this?
Dear Questioner.
Thank you for contacting online.
Even though the criminal case filed by the bank is finished, the bank has the right to initiate a civil case against you for the recovery of the amount due from you.
There are two options available for you:
You can either settle the issues with the bank by making payments and get the clearance certificate, or you can defend the case once it is filed by the bank based on your payment receipts and wait for the judgment from the court and pay it in instalments.
Please feel to contact me on 0556635526 or e mail me on ar@alnassaradvocates.com if you need any further clarification or explanation.
Regards,
Anitha Rajeev
