Q: I took a loan from a bank of AED 2750 and through the years it has grown to a crazy amount I will never be able to settle. The bank is placing a travel ban against me… A: Inquire about the travel ban and explore possibilities for negotiating a settlement plan with the bank…

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How can I settle a small loan that has grown a lot through the years?

Hello Dear All,

I need legal advice please here. I don't have money to pay for a private lawyer as I'm currently not working. My situation is really bad.

When COVID-19 started, the company I worked for haven't paid me my salary and I have to take an evacuation flight to fly home.

I took a loan from a bank of AED 2750 and through the years it has grown to a crazy amount I will never be able to settle.

I offered the bank to settle AED 2750 amount if it's a few payments monthly, but not a straight one-time payment because I have no job.

But they only want a one-time payment and are not willing on negotiating with complete ignorance of my messages.

I was in touch with the bank and agency messaging me from time to time to settle the liability, and they currently messaged me that the bank is placing a travel ban against me.

They didn't explain what is the travel ban and which country it affects or how is it going to work.

Could anyone explain, please?

I'm lost and I don't know what to do.

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Abdul Wahied Mohammad Sharief

Dar Al Haqooq Legal Consultancy

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31 Jul 2023, 12:56

Dear Client,

Thanks for your question, I hope you are doing well. I will definitely assist you in this matter.

A travel ban is a legal restriction that may prevent you from leaving the country until your financial liabilities are settled.

You may consider contacting the Dubai Courts or the relevant government authority to inquire about the travel ban and explore possibilities for negotiating a settlement plan with the bank.

For any further legal assistance, you can WhatsApp us. We have an extensive team of knowledgeable and experienced lawyers to provide the legal assistance you need.

We will definitely be happy to help you.

Thanks & Regards

ABDUL WAHIED

31 Jul 2023, 13:01

Dear Abdul,

Thanks for the prompt reply. I'm not in the UAE. I left the country in 2020 when COVID started, I'm not in UAE.

I need to understand how Travel Ban is affecting my travel if it affects traveling to any other countries or UAE itself.

Or how is it going to work with an execution case, I don't really understand what is that.

Would be lovely if you can explain.

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Mohamed Bakheet

Mohamed Bakheet Advocates & Legal Consultants

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31 Jul 2023, 16:21

The amount is too small to ban you from traveling.

31 Jul 2023, 16:23

Dear Mohamed,

Thank you for your reply. The amount I took in 2020 is AED 2750 but + the percentage has grown through the years and it became AED 30+k which predictably I'm unable to pay back.

So I don't really know. Could you advise?

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