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The bank deposited my security cheque for unpaid credit card. How can I settle?

My credit card EMI was not paid last 2 months, card limit is 35000.

The bank deposited my security cheque, put 100,000, and it bounced.

Now, they are going to make a criminal case.

How can I negotiate with them?

Ahmed Mohammed Bashir Advocates & Legal Consultancy
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19 Jul 2023, 11:32

Dear questioner,

Cheque bounce does not constitute a crime anymore and you will not be criminally prosecuted despite any threats from the bank.

To aid you in your negotiations and for more details, please contact us on WhatsApp.

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Maryam Hayyaz & Wejdan Bushahab Advocates
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26 Jul 2023, 00:18

If the reason for the bounced cheque is insufficient funds, then the bank will proceed with the civil execution case as it is not a criminal case.

You can contact the bank and request for settlement with them.

Thank you

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Dar Al Haqooq Legal Consultancy
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30 Jul 2023, 14:36

Dear Client,

Thanks for your question, I hope you are doing well. I will definitely assist you with this matter.

Based on the information provided, contact the bank to negotiate a repayment plan.

Explain your financial situation and offer a feasible solution to clear the outstanding amount.

Seek their understanding and request to resolve the matter amicably to avoid legal consequences.

For any further legal assistance, you can WhatsApp us We have an extensive team of knowledgeable and experienced lawyers to provide the legal assistance you need.

We will definitely be happy to help you.

Thanks & Regards

ABDUL WAHIED

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