Q: Hello! My brother received an SMS about the execution of a bounced cheque and it says he must settle an amount, otherwise, the execution court will take legal action against him. Can my brother appeal or argue for this? What's next?

Q: Good day, everyone! I am in the final stage of my bounced cheque case. The person who owes me has submitted a very unreasonable and unjust payment settlement proposal within 30 months, which I will, of course, reject. The decision states: "نصرح وفق الإجراءات المتبعة". Translation: "We declare in accordance with established procedures." The case status shows as "RESERVED". Can someone elaborate on this?

Q: Hello, I've submitted my evidence to the prosecutor that the amount in my cheque case has already been paid; however, the person I borrowed the money from does not agree, as he wanted it to be at 15% interest only. Now, the prosecutor has referred my criminal case (cheque case) to the court, and I will be having a remote trial session. Is it necessary or allowed for me to have a lawyer with me during the remote trial session?

Q: Hello, I have a criminal case (cheque case) in Ajman. I met with the Prosecutor to hand over my evidence. Now I see that the status says the Prosecutor has referred my case to the court. What does that mean?

Q: Hello, I just received a notification from the prosecution that there will be a remote trial session for my cheque case. However, I also received a call from the court stating that I need to attend the hearing in person and am not allowed to bring a lawyer. Why did I receive different information, and why am I not allowed to bring a lawyer?

Q: What is the difference between the Fourth Labour Circuit of First Instance vs. the Seventh Labour Circuit of First Instance in Dubai?

Q: Hello, After the 7-day notice period in a cheque execution case, how long do I have to file for enforcement? Is it acceptable to wait and file after one month as I’m out of the country?

In the UAE, cheque bounce is a very frequent problem faced by people during their span in the country. It is covered under the purview of Commercial Transactions Law, and legal implications/penalties can be financially severe and daunting for more “serious” offenses. Bounced cheque issues may arise in a variety of commercial transactions, including but not limited to, companies’ exchanges, bank loans, property rents or purchases, and individual transactions.

An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

What shall I do if I have a bounced cheque? You need to contact your lawyer as soon as possible to issue a travel ban against the person who issued the bounced cheque. It should be noted that time plays a very important role in bounced cheque cases.

This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.