Questions & Answers
Questions & Answers
7 available 7 • View allDebt collection by outside agencies
8
Q: I am in Africa, and I left Dubai before settling my loan. I am being contacted by an independent debt collector.
I am outside the UAE, what are my options if I ignore the debt collector?
How can I get a clearance certificate from the bank & police?

Oct 24, 2017
11664
Do I get a travel ban in the UAE for a bank loan in Saudi Arabia?
16
Q: Good day!
I'm a resident of the UAE now. I had an unpaid bank loan in Saudi Arabia way back in 2014.
Now, Bilkish agency, a debt collection agency, keeps on calling me to pay my debt in just a few days. I can't afford to pay immediately because I'm not earning too much.
An agent said she will make sure the bank will block me here in the UAE.
Does the collection agency have the right to block me in immigration or put me into travel ban here in the UAE?
Thank you so much for your reply.

Sep 19, 2017
21760
How to act against the accumulation of credit card debts
0
Q: Hi.
I am seeking advice about outstanding credit card payments with various banks in the UAE, although I have done a lot of minimum payments to these cards.
Now, I have come back to my home country and the outstanding amounts have been increasing. I suppose there are a case and travel ban against me.
Please advise on what I should do?

Oct 8, 2017
1159
Effect of debts in a GCC country on travel ban in the UAE
27
Q: I have a personal loan debt in Saudi Arabia. I am looking now to get a job in Dubai.
Will I be allowed to work in Dubai, as the money I will make will allow me then to pay back the debt in Saudi in full probably by the end of next year?
Please let me know if a travel ban in Saudi is applicable to other GCC countries like Dubai.
I really need some advice as I have been struggling to get a job and had to leave Saudi as I was gonna have my contract not renewed and had to process my divorce as well.
Thanks

Nov 24, 2018
7575
صدور حكم لصالح البنك بدون علم المدين

1
س: السلام عليكم،
أنا إماراتي الجنسية. مشكلتي أن البنك رفع دعوى في المحكمة لعدم قدرتي على سداد قرض بسبب الفصل من العمل في سنه 2014، ولم أستطع التواصل لأنني كنت في السجن لأمر آخر.
عند خروجي في عام 2020، علمت أن القضية حُكِم فيها بإلزامي بدفع مبلغ 600 ألف + 10 آلاف تعويض للبنك وتوقيع حظر على جواز سفري، ولم أتمكن من تجديد الجواز لأن البنك قام بالتعميم وعمل بلوك على جوازي. ما الحل؟
أنا لا أعمل حاليًا ولم أستطيع الحصول على عمل بسبب انتهاء الجواز. كيف أقدم طلب لتجديد الجواز والعفو لسد المديونية؟


Jan 7, 2022
327
سقوط دعاوى البنوك بالتقادم بمضي 13 عامًا

2
س: السلام عليكم،
غادرت الإمارات عام 2009 وأنا مدين لثلاثة بنوك مختلفة (ثلاث بطاقات ائتمانية مختلفة)؛ الأولى 15000 والثانية 3000 والثالثة 3000.
هل تسقط الدعاوى المرفوعة ضدي بالتقادم؟


Mar 30, 2022
739
Getting arrested in Pakistan for defaulting on a loan in the UAE

4
Q: Hi,
I had a loan of 30,000 from a UAE bank back in 2018 which I failed to pay. I am living in the UK now and will be traveling to Pakistan on a direct flight.
Will I be arrested in Pakistan for defaulting on a loan in the UAE?


Nov 1, 2022
2403
Laws & Regulations
1 available 1 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148510

Other answers by
How to act against a civil case for a bank loan 4
Sir,
What will be the procedure when the bank initiates a civil case on a personal loan?
Jan 31, 2019
4197
Liability of daughter against the debts of her father 3
To whom this may concern,
I returned back to Australia after 10 years in Abu Dhabi in 2015. As I turn 18 this year in November, I plan on visiting friends who are in the UAE for about a month.
I would like to travel with them around the country freely without any prosecution from local officials.
My father had to leave the UAE in 2016 for health reasons and has unpaid debts in the UAE, Abu Dhabi specifically.
I would like to know and have it in writing if I would be able to travel freely to the UAE at the end of the year and that I am not liable for my parents' debts/problems as I have no legal responsibilities for their actions.
Kind regards.
Jan 31, 2019
1435
Bounced cheque case for a loan after paying the fine 1
Hi
I have got a call from Dubai Police last week regarding my cheque bounce which I issued to the bank due to default on loan payment on time.
I paid a visit & they referred me to the prosecution & I got fine which I already paid and got clearance.
I want to know if the bank can still file a case against me & I still need to contact the bank for settlement or case clearance.
I am getting too many calls even after that, and the debt collector is actually harassing with the worst behaviour & back to back calls which actually ruined my personal life and put me in depression with high bp.
Thank you
Dec 31, 2018
2499
Repercussions of defaulting on a bank loan and credit card 1
Dear Sir,
I am an Indian national, and I defaulted on a personal loan & credit card payments. I lost my Job and I didn't pay my EMI and credit card payments.
I am seeking help from you, could you help me with this? I am not a willful defaulter. Now, I am In my home country.
Dec 8, 2018
1303
The right action for delaying the delivery of a purchased property 0
I have invested in a villa and it's been 19 months that my villa is still not ready and I haven't got the possession or either copy of the contract which I have signed with them.
How can you help in this regard?
Nov 26, 2018
589
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