Q: Dear Sir I am a Dubai resident. Last month, the bank filed a criminal case against me for a credit card cheque bounce of AED 16000. I paid the fine and got released from the police station. Now, they send an email stating they are going to file a civil case against me and GCC travel ban (total amount due is AED 30000, including interests). If they file a civil case, will there be any immediate travel ban? How will I know if I get a travel ban? Also, advise if the police can arrest me on the basis of this civil case immediately.

Q: My friend has a personal loan with a bank in Dubai and has lost his job. He has paid his EMI without any break until Jan 2022. However, he has exhausted all his savings. He missed the EMI in Feb and is still looking out for a job in Dubai. Would like to know what options are available. Will the bank initiate any legal proceeding immediately like a case or travel ban... etc? Also, would like to know if he is unable to get a job in Dubai, can he still pay the EMI from his home country after securing a job there and restructuring the loan?

Q: I had defaulted on cheques with some banks in the UAE, and now they are saying that they will go for a civil case. If they go for a civil case, what are the consequences? Is there any travel ban or any issues in renewing the visa?

Q: My bank managed to get a civil case filed against me without my knowledge and an execution order is raised for the judgment to pay AED 140000. How long could the jail term be?

Q: Can a creditor require a travel ban on a federal level in a lawsuit against the debtor if the collection amount is lower than AED 100,000?

An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

Many people opt to go for litigation without hiring a legal professional, mainly because they can't afford it. This article provides a brief summary of the steps and procedures of litigation. As the process itself can be confusing to many, even after getting a favorable judgment, we present some tips to help them execute judgments issued by the court and get their rights if an amicable solution has not been reached.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.