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Dubai, UAE

لقد أخذت قرضًا من البنك وتأخرت في سداد الأقساط. كيف أجعلهم يقبلون التسوية؟

مرحبًا،

لقد أخذت قرضًا (60 ألفًا) من أحد البنوك في عام 2019 قبل كوفيد وكنت أسدده حتى تم تسريحنا من العمل بسبب تأثيرات كوفيد.

لقد راسلت البنك وأبلغتهم بذلك ولكنني واصلت السداد حتى منتصف عام 2021.

قبل بضعة أسابيع، اتصلت بالبنك وطلبت خطة تسوية. كما أبلغتهم بنيتي بالعودة إلى دبي.

قالوا لي "لقد رفعنا قضية وإذا أردت سحب القضية فيجب أن أدفع كل الرصيد المستحق".

عرضت دفع 80٪ والرصيد لاحقًا بشرط سحب القضية. رفضوا.

ماذا يقول القانون عن ذلك؟

شكرًا لمساعدتك.

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Laila Hamza Al Mulla Advocates and Legal Consultants
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28 Dec 2022, 09:13

Present the installment and settlement request to the judge with proof of your good faith and commitment to paying for the year and a half after your dismissal from work.

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Abdelaziz Al Zaabi Advocates & Legal Consultants
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28 Dec 2022, 09:36

Dear Questioner,

We have to check first the case filed against you. If the bank will not accept your settlement plan, we can request that from the court.

For more details, please contact us through the email address.

28 Dec 2022, 10:24

Thank you for your response. Kindly avail your contact number. I would like to talk to you.

Thanks!

28 Dec 2022, 10:48

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Dr. Mohamed Alhammadi Advocates and Legal Consultants
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28 Dec 2022, 10:08

Are you sure the bank filed a case?

28 Dec 2022, 10:08

If this is true, do you know the case details?

28 Dec 2022, 10:25

I don't know the case details yet.

28 Dec 2022, 19:25

So you need to check first.

28 Dec 2022, 19:26

Please send your passport copy and your previous visa to WhatsApp.

28 Dec 2022, 19:26

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Maryam Alyassi Advocates and Legal Consultants
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29 Dec 2022, 05:51

We can try to negotiate with the bank on your behalf.

But for that, kindly share the details of the bank, your current outstanding, and all communications you had with the bank in context with the loan at our email or call us.

Also, share your name & contact number.

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