Questions & Answers
Questions & Answers
8 available 8 • View allBank account of a terminated employee
7
Q: I need your assistance, please.
I believe that the Central Bank of the UAE may freeze the bank account of a terminated employee. We have a client in the UAE and need to know what the employer’s obligation is to inform the bank when an employee’s contract is being terminated.
Is there a specific format that must be used to inform the bank or what is expected of the employer?

May 16, 2016
12051
Holding the EOSB of an employee by the bank upon changing jobs
8
Q: Hi,
Good eve, Madam.
I have a query regarding EOSB. I resigned from my previous company and my EOSB was held by the bank due to my existing loan until I can provide them with new documents for my current job.
Let's make things short. I provide them with a new visa and salary transfer letter addressed to the bank.
Unfortunately, upon presenting all the documents, they informed me that the new company is not listed in the bank.
Do the bank have the right to use my EOSB to adjust my remaining loan?

Jan 29, 2019
2899
Payment of bank instalments from the UK after leaving the UAE
2
Q: I am travelling to the UK. Can I pay my instalments in the bank from the UK?
And can I ask the company to pay a partial amount of my end of service to the bank?

Apr 21, 2019
530
Payment of an outstanding loan from abroad after leaving
14
Q: Hi Hari,
My name is P.
I have a question for you, hoping a better clarification from you. I am working in the UAE and I have taken a loan of AED 150,000 from a bank.
Till date, I have paid my monthly dues without fail. I am planning to change my job outside the UAE.
What are the steps that I should follow?
Is it possible for me to pay my loan amount in the UAE while staying outside the UAE?
Kindly advice.

Sep 17, 2019
9148
Leaving the UAE and paying bank debts from another country
9
Q: Hi Ma'am,
I am an Indian National living in the UAE. I have 1 credit card, I do not have any loan and I also do not have any EMI to pay but I have AED 25000 due to pay for my credit card.
As soon as my salary is credited as the final salary in my bank account, will the bank file any case or inform the police to stop me before leaving Dubai?
Now I got a job in Saudi Arabia and I am unable to pay all the money at once.
My question is that, can I leave the UAE without paying the due amount? Will it create any issue at the airport while leaving to India on the final exit?
If I want to go to India without informing the bank and without paying the due amount, will the Dubai police stop me at the immigration at Dubai Airport while leaving to India on the final exit?

Oct 6, 2019
3308
Can I exit the country without clearing my credit card dues?
17
Q: Hi,
I am an Indian National living in the UAE. I have 1 credit card, I do not have any loan and I also do not have any EMI to pay but I have AED 25000 due to pay for my credit card.
Now I got a job in Saudi Arabia and I am unable to pay all the money at once.
My question is that, can I leave the UAE without paying the due amount? Will it create any issue at the airport while leaving to India on the final exit?

Oct 7, 2019
18534
The gratuity is not enough to cover the loan. What to do?
2
Q: I am 58 years old working in Abu Dhabi. I am terminated from my work due to redundancy. I have a bank loan and my end-of-service benefit is not enough to cover my loan balance.
Is it possible for my gratuity to cover my monthly payment to the bank until such time I could find another job?
Are bank loans covered by insurance?
If I could not find a job and I cannot pay my loan balance, will I go to jail?
Please advise on how to settle my loan with the bank.

Oct 16, 2021
1100
How can I clear my loan and access funds if my account is frozen upon resignation?




1
Q: Hi,
I am currently working in the UAE and have a remaining loan with my bank. I am now out of the country and plan to resign.
My final gratuity is higher than my remaining loan. Since the bank will automatically freeze my account after receiving my final settlement, my question is:
How can I clear my remaining loan and retrieve the remaining money while I am already out of the UAE?
Thank you for your answer!





Dec 16, 2024
75
Laws & Regulations
2 available 2 • View allFederal Law No. (8) of 1980 Concerning the Regulation of Labor Relations 53
The provisions of this Law, known as "UAE Labour Law", govern the relationship between employers and employees and other labour matters in the United Arab Emirates. There are special labour related regulations applicable in some of the free zones in the UAE.
Apr 20, 1980
103586
Federal Decree-Law No. (33) of 2021 On the Regulation of Labor Relations 34
The provisions of this Decree-Law, known as "New UAE Labor Law", govern labour relations in the private sector of the United Arab Emirates. The New Labor Law repeals the previous UAE Labor Law (Federal Law No. (8) of 1980).
Sep 20, 2021
26347

Other answers by
80 80 answers •
View allDeducting visa costs when resigning after more than a year of work 0
Hello sir,
I have been working for 1 year and 6 months in a restaurant without a vacation. Due to my health, I had resigned, and when receiving my payment, they had deducted 4200 for the visa.
Please I want to know if it is allowed to pay for the visa.
Thank you!
Mar 15, 2021
1042
Is it legal to invest in a crowdfunding outside the UAE? 0
Regarding investment in a UK-based crowdfunding platform from the UAE
I am a UAE (Dubai) resident. Is it legal to invest in a startup that is based in Cayman Island and London through UK based crowdfunding platform (crowdcube.com) from the UAE?
Looking for precious advice.
Thank you!
Mar 9, 2021
607
Filing a case for wrongfully encashing a guarantee cheque 0
3 years back I had given a post-dated cheque as a guarantee to a person whom I had to pay the money.
In 3 years time before the due date of the post-dated cheque, I had paid him partially by cash and cheque for which I have his signed vouchers and the PDC cheque details.
He was supposed to return back my PDC on the due date and collect the balance amount that was around AED 4000. The cheque value was AED 115,000.
On the due date, he demanded more money from me and when I refused, he bounced the cheque and filed a cheque bounce case.
He said I gave him a cheque of a closed bank account when he asked the money back and claimed the full amount. I was arrested and had to pay the fine for the cheque bounce case.
With the agreement I have with me and the payment voucher proof, can I sue him back for the false accusation?
And can I claim compensation for spoiling my name and image?
Dec 13, 2019
1635
Suing an employer for unpaid loan taken on the name of employee 0
Salam,
I was working in Dubai and I needed a 50k loan from the company. My boss told me to do him a favour and take a 700000 loan from the bank then take 50k.
I said how. He planned everything and deposited 30k salary on my account and verify from HR and accounts.
The bank agent gave me the loan he paid instalments almost for one year and then he terminated me and said don't worry we will pay your loan.
After I came back to Pakistan, they are paying but after 3-4 months like that, the recovery company calls me in Pakistan daily. what can I do?
If I come to Dubai and make a case on my boss, will the bank help me or I have to hire lawyer?
Feb 22, 2019
1163
The consequences of resignation in a limited labour contract 0
Dear Sir,
I hope you are doing well.
My neighbour brother went earlier to Dubai for packing work in a hotel for 2 months. Due to the condition of work & not getting a proper salary, he decided to resign from his job.
When he intimated the same to the employer they said he should pay AED 4500 before leaving & his own ticket. He is from a very poor background that's why he came for AED 900 salary.
But he gets actually 750 only without food. Need your kind support to help him to come back to India.
Feb 19, 2019
3340
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