مطالبة البنك بالإفراج عن مكافأة نهاية الخدمة المتحفظ عليها بسبب قرض

The bank has all the right to block your EOSB if any loan amounts are outstanding.

Also, if you are not going to be in the UAE, the bank will certainly not agree to an instalment plan since there is a great risk of default especially if you are not in the country.

It is best to settle your dues with the bank now if you are leaving the country so that you avoid any future problems in case of payment defaults.