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هل يمكنني التفاوض مع البنك لتخفيض أقساط القرض لمواصلة السداد؟

سيدي العزيز،

علي قرض مستحق وقد غادرت السعودية لأنني فقدت وظيفتي منذ عامين. وقد استخدم البنك مكتب محاماة في دبي للتواصل معي. ولأنني عاطل عن العمل منذ عامين، فلا يمكنني تحمل تكاليف السداد.

هل يمكنني السداد وفقًا جدول سداد جديد، بقسط أقل يمكنني تحمله؟

أعتقد أنه إذا استمرينا في السداد (بأي مبلغ)، فلا يحق للفريق القانوني منعي من دخول السعودية في المستقبل.

يرجى تقديم المشورة.

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Midas Legal Consultants
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26 Dec 2022, 08:19

Dear querist,

Thank you for your query.

We can negotiate for you in front of the bank to get you a better deal or installment plan.

Kindly contact us by phone for more information.

Thank you.

26 Dec 2022, 10:02

Thanks Sir.

28 Dec 2022, 05:50

Kindly contact us at 0581280393 to discuss it further.

Regards

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Laila Hamza Al Mulla Advocates and Legal Consultants
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26 Dec 2022, 09:23

You can reschedule the loan with the bank to pay the amount in installments.

I advise you to contact the bank's public relations manager or any other official and explain the situation to them with an explanation of your commitment to continue paying the bank from outside Saudi Arabia.

In theory, you can pay from outside Saudi Arabia, and this depends on how the bank handles your exit from Saudi Arabia in terms of security.

If you succeed in paying, you can enter the Kingdom again.

26 Dec 2022, 10:02

Thanks Sir,

I have prepared a payment schedule with lower installments that I can afford, despite being jobless. Will negotiate with them.

Thanks, Mr. Khaled.

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