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ماذا يفعل الضامن عندما يتخلف المدين الأصلي عن السداد؟

مرحبًا سيدي،

أتمنى أن تكون بخير،

لقد وقعت دون علم مني على ضمان شخصي لقرض أخذه زوجي من أجل أعماله.

الآن أنا مسؤولة عن سداد الديون حيث تخلف زوجي عن السداد على الرغم من أنني لم أكن شريكة أو منخرطة في الشركة.

أنا ربة منزل ليس لدي مصدر دخل وليس لدي أصول أو حتى حسابات بنكية في دبي باسمي.

كيف يمكن للمحكمة أن تأمرني بسداد الدين؟

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Laila Hamza Al Mulla Advocates and Legal Consultants
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27 Nov 2022, 10:08

Welcome,

I am sorry for the situation you are in now.

Unfortunately, the court does not care whether you have assets and property or not, because the guarantor is liable; meaning that if the original debtor fails, the guarantor is referred to and held accountable as if he/she were the original debtor.

Therefore, a lawyer must be appointed immediately to solve this problem, or your husband pays.

27 Nov 2022, 10:12

Appreciate your reply, sir!

My husband and I aren't together. The signed guarantee dates back to 2010. I had come to Dubai to look for work opportunities. Now, I am faced with this issue.

27 Nov 2022, 10:14

I can barely afford to live here for the past two years as they have imposed a travel ban on me.

How could a lawyer help my situation here even If I could even think of hiring one?

27 Nov 2022, 10:41

You can book a consultation and hold a meeting with the lawyer online, and he will determine with you how the procedures or settlement with the bank will take place and lift the travel ban for you.

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