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معرفة ما إذا كان لديك قضية أو منع من السفر بسبب ديون بنكية وفترة تقادمها

مرحبًا ألونا،

حصلت على بعض القروض من البنوك في عام 2015 والتي بلغت 400 ألف من 3 بنوك. الآن مع نهاية 2022، راجعت ولا توجد قضية جنائية أو منع من السفر ضدي وهو أمر يريحني.

أخطط لدخول دبي مرة أخرى، لكنني أخشى أن ترفع البنوك مرة أخرى قضية أخرى ضدي بسبب هذه الديون القديمة بناءً على القانون التجاري / المدني الجديد. هل انتهى الدين؟

لا أريد أن أحبس في دبي بسبب قروض قديمة. يرجى تقديم المشورة بشأن مسار عمل محتمل للمضي قدمًا.

Al Dhaheri International Advocates & Legal Consultants
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6 Oct 2022, 05:30

Hello,

There were a lot of changes in Commercial Transactions and Civil Transactions laws but the limitation period for recovery of monetary obligations did not change.

It remains 10 years since the obligation became due. Hence, it is better you ensure to settle your obligations with banks before coming.

6 Oct 2022, 08:06

Thanks for your reply.

So if I wait a few years more, then the debt will be gone?

Is it 10 or 15?

I read 15 years in some other forum.

6 Oct 2022, 08:37

Hello,

This is correct, if the agreement is classified as civil then the limitation period is 15 years.

If it is a commercial contract, then it is 10 years.

In every event, the limitation period needs to be assessed individually, based on the underlying contract and factors that may stop the limitation period from running.

6 Oct 2022, 09:03

Thanks for your time.

Please, can I get your contact information if I need to take this forward?

I'm having a tough time getting some clear answers on this topic.

7 Oct 2022, 06:28

Our office details are on our law firm's page.

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