Q: I would like to ask about the situation of my friend. He got a loan in the UAE and because of the Covid, he lost his job. He went back to the Philippines and now he wants to come back to Dubai to get a chance to pay his loan. What steps does he need to do so he can come to the UAE without getting in trouble?

Q: A loan was not paid more than 5 years. I was out of the UAE and I want to come back. What are the charges and procedures?

Q: Hi Ibrahim, I want to consult regarding a criminal case and passport ban in the UAE. Actually, I was in the UAE and I had a loan, but due to some uncertain reasons, I had to come back to India. I did not close my residence visa file and the loan. Now, I settled all things here and I also have a job offer from the UAE. I want to come back and clear my all dues. Please guide me on this issue. Thanks & regards, D. D.

Q: I left Dubai in 2017 with a credit card debt of AED 40,000 left due to illness. Since then, I've been attempting to negotiate a payment plan with the bank. However, they consistently reject my offers and insist on full payment in one lump sum. I have repeatedly asked for documentation and proof of the debt but in the last 6 years, the bank has failed to provide any proof or documentation. I check regularly and no police report has been filed against me. Recently, I was notified by the bank that they have lost my security cheque and therefore cannot file a police report. Is this true? What implications does this have on my UAE status? Can I safely enter the UAE without the risk of arrest?

Q: Dear Sir, I was in Dubai and left 10 years ago. Due to financial problems, I have some credit card dues. Just want to ask you if they will take a fine at the airport or take me to the police station. What are the rules of the Dubai Government?

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.