Q: Greetings, I was terminated by my company in May 2016 because they were cutting the number of staff. I had a credit card with 10,000AED that I used fully. I was unable to reach the bank and so far I have never received any call or email from them. I was struggling with unemployment all this time and couldn’t pay my debt, I have no intentions to not pay because it’s Haram/prohibited in my religion. Recently, I got a job offer in another GCC country and I want to go there and pay my debt using my salary. My question is, will I be arrested in that GCC country at the airport? I don’t know if a police case has been filed against me or not, what I know is I am morally obligated to pay my debt and the only way I can do it is if I start that new job, my family is poor and my country has no job opportunities. I’m afraid to be detained and sent to the UAE, this will not solve the issue, nobody will be able to pay for me and jail won’t solve the problem. Any help is greatly appreciated. Regards.

Q: I've taken a loan of AED 65000 in 2005 and left Dubai in the same year after the job was lost. When I approached the bank, they insisted for one-time payment which I could not afford from India. Now, I got an offer from Oman. Can I travel to Oman with this outstanding loan in Dubai? Will I be caught in Oman? I want to find out if I am blacklisted or a police case pending against me. Kindly suggest.

Q: Good day, Sir, I have one question. My brother in law ran away from his debt with Dubai Islamic Bank amounting to around AED 165,000.00. Now, he is planning to apply for a job in Saudi Arabia. Is there any possible way for us to check if he is banned within the GCC countries? Will he be arrested once he enters the GCC countries? Thanks

The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.

The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.

An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.