هل يمكن للبنك رفع قضية للتأخير في سداد قسط شهري واحد من أقساط قرضي؟

It will take some time, but you have a chance to settle with the bank.

They will not do it on the same day, it takes time and with the court also you can take some time to pay.

Kindly visit your bank and show them the proof of your irregular salary which they can themselves see in your bank statement.

Since you have not deferred in payment of your EMI, you can request them to consider your situation.

At the same time try to get a letter from your HR proving that there has been an irregularity in the payment of salary from the employer proving that you are not intentionally delaying the payment of loan EMI.

Hello T.,

For just a single due payment they won't be filing a case against you. Alternatively, talk to your bank to restructure your personal loan.

Loan restructuring is a process in which borrowers facing financial distress renegotiate and modify the terms of the loan with the lender to avoid default.

It helps to maintain continuity in servicing the debt and gives borrowers a certain degree of flexibility to restore financial stability.

Dear G. M. T.,

The bank files a complaint about 3 months + payment default. If you process the payment this month, then you can ask the bank for a deferment on the next payment.

Regards