Q: Dear Sir/ Madam, I would like to have an advice about a bounced cheque. I got a cheque against my pending salary from the company where I used to work before in Dubai. However, the cheque bounced and I filed a complaint at the police station. I was expecting a reply from the police station, as per my knowledge. Yesterday, the company owner called me and said that the police had arrested him and he has paid the fine, so the case is dismissed. I would like to know if I need to file a civil case now or I have to wait till I get a reply from the police in order to recover my money. For the civil case, where and how can I file the complaint? Thanks & regards

Q: Hi, During my employment with my Company, I had signed a few guarantee for a finance taken by the company amounting to more than AED 100 Million. As I was the signatory to that particular Bank account I was asked to sign the security Cheque. I have resigned 6 months ago and the cheque is still with the bank; will I be held responsible in the event the bank takes legal action if the company does not repay the loan?

Q: I was a partner in a company with joint signing authority for the bank account. I sold my share and the memorandum of association changed. However, due to some reasons or busy schedule, I could not change my signing authority from the bank. My partner issued me a letter that for all released cheques, he will be responsible. Now, in the current situation, some cheques are bounced and police called me. Please advise, what should I do? Will this letter and change in memorandum protect me? My partner is still accepting his liabilities for all bounced cheques but he has no money to settle, and I am stuck. Kindly advise.

Q: Hello, When I finished my prayer and was leaving the mosque, an individual approached me and asked me to drive him to a near destination. On the way, he told me that he has financial difficulties and his sick wife needs a flight ticket to travel. He kept mentioning: "I’m not a beggar and I have a business". He showed me his valid visa and offered to give me a cheque to ensure that he’ll pay me back. It has been around a month and he is not paying me back. He also said that his account is closed so the cheque won’t work. I’m not sure what to do now? Should I check the cheque and if it bounces, what do I need to do next? Your help is appreciated! I also have all the chat history to back my claims.

يلعب الشيك دوراً مهماً في الحياة اليومية سواء في ميدان المعاملات التجارية أو في ميدان المعلامات المدنية باعتباره أداة وفاء والتزام تحل محل النقود في التعامل بين الافراد. ونظراً لهذه الأهمية فقد أصبح أكثر الأوراق التجارية انتشاراً وتداولاً بين الناس، على الرغم من حداثته نوعاً ما. فالشيك لم يبق كما كان في بداية عهده أداة لسحب الودائع المصرفية لحساب الساحب ذاته، بل أصبح أداة وفاء تحل محل النقود سواء على النطاق الداخلي بالنسبة للمعاملات التي يقوم بها الأفراد داخل الدولة فحسب وزادت أهميته.