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Can the bank hold my EOSB and last salary against my credit cards and loan?

I changed my job and received my EOSB from my previous employer, however, my bank is holding this amount.

Unfortunately, my previous employer didn’t separate my final salary and gratuity as the details on my transaction state EOSB. I found out that this shouldn't be the case and understood that the Employer is responsible to separate this.

Is there a way I can get the salary amount to my disposal and the bank keeps the rest against my outstanding credit cards & loan?

Please note that I have not missed any payments against my outstanding I have provided the bank with my new visa, salary certificate, Emirates ID as requested.

Still, I have been told they will not release my EOSB. I have already received a new employment salary on the same account. I would be grateful for your advice.

MIO Law Firm (Abu Baker Salem Advocates & Legal Consultants)
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5 Aug 2021, 07:42

Hello,

As per your query, please note that if there are dues in the bank, then normally, the bank adjusts from the EOSB.

However, as you have a new job and can pay for it, you can speak with the bank for releasing the money and come to a settlement for the payment.

Please call or e-mail us.

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