Q: Dear Hari, Upon the execution of a criminal case related to a bounced cheque, if the fine is paid and the criminal case is disposed of, can the bank automatically file a civil case thereafter or would there be a time frame for it? Regards, WH

Q: I am a US citizen with a sizable debt in the UAE after leaving for health reasons. I sustained an injury that required rehabilitation. I do not like how I left the UAE. It eats me up inside. I miss my brothers/friends in the region. I wish to return to fulfil my obligations. Under fear of arrest, I can not dream of the UAE as home anymore. However, if I were to be given another chance for employment in Dubai, could I renegotiate new loan terms that would allow me to return? Thus paying my obligatory debt and satisfying my passion to do what is right? Thank you in advance. My salary in the UAE was substantial at over 47k/monthly. The new contract would be more. Give me some choices on what I should consider.

Q: Dear Sir, I have a labour case in Dubai Courts and got the final judgment on my favour. Now, I am going to open the execution file. If I withdraw my case, the company is ready to pay 50 per cent of the amount. Will the execution court make any negotiations if the employer ask for deduction? Will it take a long time to make the execution?

Q: Hi Sir, I have two personal loans with a bank. Both loans' unpaid balance is less than 50k each Loan. If the bank put a case on me, what are the consequences? I have heard if a loan was less than 100k, the punishment will be only fines. Please suggest

Q: Good day! I have rental disputes and got a settlement plan 8 months ago. But I did not pay the settlement because at the moment of applying for the settlement plan, I had a job offer and lost it because of the travel ban and the visa could not be processed. I have another personal police case where I already paid an amount of 18,000 and the claim was 40,000 dirhams. Now that I did not continue paying, the plaintiff put the case again. I have another offer letter now and I want to get a clearance certificate within 48 hrs, or else I might lose this job as well. Kindly advise

An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.