Questions & Answers
Questions & Answers
4 available 4 • View allBank loan issue
Q: I was working for Etihad Airways as cabin crew. I got fired last March so I couldn't pay my loan to the bank. I tried to find a job but I was not lucky.
However, when I came back home, a hotel in Dubai sent me an offer letter. But the bank sent me a notice about legal action. If I don't pay the last 4 months I will be facing a big problem with the court.
What should I do? Please advise.
Jul 13, 2017
5966
Negotiations with the bank
Q: Is a bank obligated by law or financial regulation to provide a payment plan for a credit card loan if the monthly instalments are too high?If the answer is no, what can I do to avoid legal action and only pay half the instalment which is what I can afford?
Nov 25, 2016
6327
Consequences of a bounced security cheque after failing to pay loan installments
Q: Good day,
Look forward to your kind legal advice for my query below.
I am a resident of Dubai (Indian national) and I have an outstanding loan of AED 120000 with ADCB bank and they had bounced my security cheque on 15.11.2017 with amount mentioning AED 1400000 as I have defaulted last 3 EMI's (including November).
I tried my best by consulting bank's collection executives saying I can pay 1 EMI right now and remaining in next few days but no use.
What will be the lead time for them filing a case against me?
Can I walk out of police station by paying fine? If yes, how much?
If sentenced, then how many days/months will I be in jail?
My residence visa expired on 17.11.2017 and company said they will renew in next few days. Will it affect me coming out by surrendering passport?
Can I change job & visa if I have a case against me open?
Looking forward to your kind advice and suggestions so I can plan accordingly.
Many Thanks,
HK
Nov 27, 2017
5954
How to settle an outstanding loan before returning to the UAE and finding job
Q: Hello,
I left the UAE with an outstanding personal loan (almost 200k).
I believe the security cheque has been deposited due to non-payment from my side and a criminal case filed against me, which I am not sure about.
I have informed the bank that I will be settling the loan amicably once I land a job. At this point, I don't plan on coming back to the UAE.
But I would like to resolve this issue and maybe get legal advice for removing the case and finding a reasonable settlement amount.
May 24, 2021
290
Legal blog
3 available 3 • View allFailing to Honour Bounced Cheques in Loans and Other Transactions
An interview-format article covering the topic of loans and bounced cheques in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Jan 15, 2020
7050
What is a Travel Ban & How Does it Work in the UAE?
An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Mar 9, 2020
6601
Online POA and Other Notary Public Services in the UAE
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19200
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148437
Federal Law No. (3) of 1987 Promulgating the Penal Code
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47923
Other answers by
30 30 answers •
View allSalary delay as a reason for filing a labor case and joining a new employer
Hi,
I am employed in Abu Dhabi. My employer owes me 2.5 months of salary as he didn't pay me on time. I have a job offer from another employer wherein I have to join immediately.
They will apply for my new visa. If I request to cancel my current visa and get a new visa from the new employer, can I still sue my previous employer after 1 or 2 months?
Could you please tell me my options in this?
I have to obtain a new visa from the employer and some international travel requirements are there in my employment.
Jul 27, 2021
432
Request to extend rent for a few days and landlord's right to charge me for that
Hello,
I had provided 90 days' notice of tenancy cancellation to my landlord and he acknowledged the same.
As per this, I am supposed to vacate the villa on 20 July. I now need to extend my stay for 4 additional days (21 - 24th July), due to unforeseen circumstances.
What is the rule in this regard? Can a tenant request for the same and is the landlord obliged to agree?
Or can he charge me for the 4 extra days on a pro-rata basis?
For your info, I have been a tenant at this villa for 8 years.
Thank you for your assistance.
R. A.
Jul 15, 2021
710
Is the tenant obliged to extend tenancy for one month to meet the notice requirement?
In my tenancy contract I have this clause:
"If the tenant intends to vacate or renew the tenancy on the expiry date, he/she agrees to give the landlord at least ninety (90) days written notice.
a) Renewal should be signed and the rental cheque has to be paid 1 month before expiry, otherwise, the landlord has the right to find a new tenant."
I gave the landlord notice 60 days prior to the expiry date. Now he is asking for a penalty of one month from me or extending the contract for 1 month with an additional one-month payment.
However, in the clause, I don't see any reference to such a penalty. The only written sub-clause is that renewal should be signed one month before expiry, otherwise, he can find another tenant.
I want to leave the last day of the contract, therefore I don't have any issue with him finding another tenant afterwards.
Based on the above, is he eligible to get a penalty?
Kind Regards,
D. D.
Jul 15, 2021
628
Can the landlord disconnect property utilities in case of defaulting on rent?
My contract is expiring at the end of this month. The Lessor of the property management has notified me to pay the pending amount of my rental dues by the 15th of July. Failing in which they will disconnect my utilities.
I have delayed my payments but I have somehow covered my monthly rentals. I am still due to pay some amount to them. Previously when this situation occurred, they have disconnected my utilities.
Can anyone suggest to me whether this is legal to disconnect utilities?
Jul 15, 2021
3292
A judgement of jail and fine in Ajman court and possibility to remove the jail sentence
I have a police case in Ajman court. The judgment is AED 1100 fine and 1-month jail.
I paid the fine but I did not go to court and surrender to 1-month jail.
Now my visit visa is expired and I cannot extend it. I want to go to my country.
Any options that I have without going to jail for 1 month?
Jul 15, 2021
1179
Other answers by
95 95 answers •
View allHow can I file for divorce in the UAE as an Indian Christian with a son, and ensure custody?
Hi, good morning,
I’m an Indian residing in the UAE and want to apply for a divorce. My husband and I have been living separately for more than 3 years, and he has been living in India since our separation.
We are both Indians and Christians (non-Muslims). We have a son who is 8 years old now. Can you please let me know the divorce procedure if we want to proceed in the UAE, both with and without mutual consent?
Additionally, please advise on how to proceed with custody, as my son currently resides with me.
Thank you!
Aug 28, 2024
150
How to transfer the shares of a company from his heirs to the partners?
A company is registered in a free zone (Dubai South) and had 4 shareholders.
But now one of them passed away and the successor is a very old lady, who is not cooperative and will not be able to sign any document at all (and she lives in another country).
We have no idea who will be a successor after this old lady and these people will in fact never be interested to do anything with this company.
The company is financed and managed by only one shareholder, who is willing to continue.
What can be done in this scenario to keep this company and continue operations?
How to transfer the shares of the deceased shareholder (buyout, shares transfer)?
Is there any court procedure where if no one claims their rights after some time, the shares will automatically be transferred to the company itself or the third parties?
Thank you.
A.
May 15, 2023
114
My flatmate took a video of my visitor in the toilet half naked without permission
My flatmate took a video of my visitor in the toilet half-naked without permission and shared it with another person, and accusing me of taking another nationality which is untrue.
What will be the cases to file a case?
May 12, 2023
234
Retrieving a passport from a car impounded for driving without a license
Hi sir,
I drive a car in Ajman without a license. On a visit visa those days, Ajman police caught me and I forgot my passport and other belongings in the car.
They impounded the car, so how can I get my passport back from the car?
My case is finished.
How do I get my passport back so I can apply for a visa and then a job?
Please suggest me.
Thanks!
May 2, 2023
129
What is the time limit to execute a judgment?
Dear Sir/Madam,
Time limit to execute a judgment.
I won a court case about 5 years ago. I still did not register an execution lawsuit.
What is the maximum permitted time limit between the verdict and registration of the related execution lawsuit?
Apr 27, 2023
784
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