Questions & Answers
Questions & Answers
8 available 8 • View allSet off of a personal loan using EOSB
3
Q: Dear Sir,
Can I settle my personal loan amount by using EOSB?
I was not able to pay instalments after losing my job, so I made a one-time settlement with the bank to pay xx amount and finish my personal amount.

Jul 16, 2018
774
The right of the bank to freeze account and EOSB against a loan
0
Q: The bank had held my account 20 days in advance of my EOSB After I got my new visa and salary letter within the UAE.
The bank had unfrozen the account but blocked the full amount of EOSB and asked me to provide a confirmation letter, which I feel is totally wrong.
My loan amount is even half of my EOSB. Can I approach the banking court of the UAE about freezing the account and holding my EOSB?

Jan 29, 2019
3848
Right of the bank to hold EOSB against credit card debts
0
Q: I got my EOSB but my bank holds the amount due to credit card outstanding. How will I arrange this one if I already left the UAE for good?
Thank you

Jul 24, 2019
1172
I lost my job a few months ago and the banks are threatening me with legal action
0
Q: Hi.
I lost my job a few months ago and the banks are threatening me with legal action.
Will they file a criminal or civil case against me for a couple of missed payments for credit card debts of approximately 16k and 30k?
If they did, what would the consequences be on a new visa application for a new job?

May 11, 2022
227
What happens if the employer terminated me and asked me not to serve the notice?
1
Q: Hello,
I got a termination in my probation period but I have a notice period of 1 month in the termination letter.
Yesterday, I got one interview with the permission of the manager I went for an interview for 2 and a half hours.
Then the MD shouted at me and said not to come from tomorrow onwards to the office as they do not allow me to complete my notice period.
They sent the mail also to me not to come to the office and come in the evening to collect my dues. I sent the reply mail that I cannot come for your yesterdays mental and verbal harassing conversations.
And I request to send my detailed settlements for further process through the mail, but they didn't reply to me and I am afraid they will not pay.
They're also saying to me they will pay until worked days on probation but my notice clearly mentioned they will pay in full in the period of the last.
Please tell me if I am in trouble.

Feb 22, 2023
106
How can I claim unpaid salary and unused leave days held by employer after resignation?

1
Q: I joined an organization on 22nd March and decided to resign on 14 July with the intention to stay in the country and apply for another job.
Based on the UAE labor law, I gave a notice period of one month. However, I was asked to work for 14 days from 14 July which means my last day will be 27th July.
They are not ready to pay me for the rest of my notice period which I am happy to work through. I also accrued 8 days of annual leave during this period, as I haven't utilized it.
Do I get annual leave encashment?
What options do I have if they disagree?


Jul 28, 2023
161
مقدار القسط المستقطع من راتب موظف لسداد مبلغ مطالبة




1
س: السلام عليكم،
صدر حكم على المنفَّذ ضده بمبلغ 145 ألف، وقدمت طلب استقطاع من راتبه وتمت الموافقة عليه؛ علمًا بأن راتبه 35 ألف.
كم يكون القسط؟ وما المدة التي يتم السداد خلالها؟





+1
Oct 30, 2023
141
هل يحق للبنك حجز كامل الراتب بسبب تنفيذ شيك من دون رصيد؟



1
س: السلام عليكم،
صدر قرار من المحكمة بسبب تنفيذ شيك من دون رصيد بمبلغ 24 ألف درهم. حجز البنك الذي أستلم منه الراتب الحساب والأموال الموجودة فيه. هل يحق للبنك حجز كامل الراتب المستلَم؟
مع العلم أنه يجب ربع الراتب فقط، ولكنه حجز الراتب بأكمله. ماذا أفعل في هذه الحالة؟




Jul 23, 2024
121
Legal blog
3 available 3 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18906
An Overview of the New UAE Labor Law and Recent Amendments of 2024 233
The UAE has adopted a major reform in its legislative system that brought about 40 new laws and amendments to the company law, criminal law, personal status, among others. The amendments aim to develop the legislative structure in various sectors, the labor law being one of these, was the most recent. We try in this article to shed light on the changes introduced with the new labor law and their significance on both, the employer and employee.
Sep 10, 2024
90816
IBAN Number and Bank Transfers 3
Due to the large number of individual and commercial banking transactions and transfers they carry out from one country to another or within the same country, we present here a quick glance at the importance of bank account numbers and not the names of beneficiaries when making bank transfers in accordance with the law and Central Bank regulations.
Apr 24, 2024
557
Laws & Regulations
3 available 3 • View allFederal Law No. (8) of 1980 Concerning the Regulation of Labor Relations 53
The provisions of this Law, known as "UAE Labour Law", govern the relationship between employers and employees and other labour matters in the United Arab Emirates. There are special labour related regulations applicable in some of the free zones in the UAE.
Apr 20, 1980
103646
Federal Law No. (11) of 1992 Concerning Issuance of the Civil Procedures Code 42
The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.
Feb 24, 1992
75346
Federal Decree-Law No. (33) of 2021 On the Regulation of Labor Relations 34
The provisions of this Decree-Law, known as "New UAE Labor Law", govern labour relations in the private sector of the United Arab Emirates. The New Labor Law repeals the previous UAE Labor Law (Federal Law No. (8) of 1980).
Sep 20, 2021
26525

Other answers by
313 313 answers •
View allCan the landlord request the tenant to pay the chiller in the middle of the contract? 0
I live in Dubai Marina, and the landlord claimed that according to new Dubai Land regulations, the chiller now has to be paid by the person occupying the apartment.
Even though my contract says that the landlord should pay the chiller, they want to implement this mid-contract.
I understand that the terms upon renewal will be renegotiated, but on what grounds can they implement the change mid-contract?
Does a new DLD regulation precede a tenancy contract? Moreover, I am receiving a disconnection notice from the chiller company due to non-payment.
What can I do if this happens?
Please advise.
Mar 23, 2022
1588
Can I travel with a non-paid telecom bill in the UAE if my visa is canceled? 0
Can I travel with a non-paid telecom bill in the UAE if my visa is canceled?
Feb 16, 2023
729
Does the new property owner have to sign a new contract with the tenant? 0
Hi,
I'm a new landlord of the property which is already rented.
Kindly advise, do we have to sign a new tenancy contract with the tenant for the remaining period? And who will pay the cost of Ejari?
Feb 16, 2023
2567
Cleaner's resignation with 30-day notice in incomplete contract 0
Hello,
Good afternoon!
My friend works as a cleaner for a cleaning company and she now wants to resign with a 30-day notice. However, she has not completed the two-year contract and has only served for 16 months.
Additionally, she has not taken any vacation leave. The sad part is that when she signed the offer letter, she did not receive a copy of it and only signed it.
I would be very grateful if you could let me know if she would have to pay or if her boss has the right to not accept the resignation if the notice period mentioned in the offer letter is more than a month.
Her boss has not provided her with any kind of proof that she can use in the future if anything happens.
Feb 13, 2023
561
The ownership of a code of a web application 0
Hello,
I represent a tech-based marketplace company registered in a Freezone, in the UAE.
This is in regards to the UAE's law regarding the ownership of code when there is no clause mentioned in the agreement. One of our products (web application) is being developed by an agency in the UAE.
While we do have agreements in place, there is no clause regarding ownership of code. In the situation mentioned above, I've heard that the ownership of code either goes to the author or the agency that employed the author. Is this true?
Your assistance and help would be of great help.
Sep 7, 2021
319

Premium
Other answers by
177 177 answers •
View allHow to liquidate a free zone company after the death of one partner 0
I am a company owner In Shams free zone of 50 per cent share and have a partner visa. My partner was a Russian who went to Russia and died.
When I went to the free zone to cancel my visa and close the company, they have asked me to get his attested death certificate and NOC from his heirs.
The problem I am facing is his family doesn’t want to give the death certificate nor they want to give NOC. Now my resident visa validity is over and I am on fine every day.
Neither the free zone is cooperating nor the partner's family. What is the other way I can cancel my visa and close the company?
Can someone guide me, please?
Apr 19, 2021
700
How the objection of a client be dealt with after being notified for termination by DLD? 0
I have been notified by DLD that I am in breach of an off-plan sales agreement, and the developer wishes to terminate the agreement.
The date on the notice is March 9, 2021, and I received it from the developer on March 11, 2021. The notice says I have 30 days "from the date of being notified" to make the outstanding payment.
On the termination notice from DLD, a list of objections is present. One of the objections states that the developer must hand over the final SPA to me.
In this case, I have not received the final SPA from the developer. I made an objection in writing to the DLD pointing this fact out and sent it via email, and received a confirmation of the same from DLD by return e-mail on April 6, 2021.
30 days from March 9th is April 8th, or from March 11th is April 10th. Does the developer have to respond to my objection before the DLD will allow them to terminate the agreement?
In this case, will the time I have to make the payment be extended by any period?
Apr 19, 2021
1413
Opening a trustee with wife and signing a postnuptial agreement 0
I would like to open a trustee with my wife and sign a postnuptial agreement.
Apr 19, 2021
459
Closing a business while the local service agent is not reachable 0
Hi,
We have a professional services license (2 partners) + 1 local service agent registered with DED, Dubai.
The partners wish to close the business because of unavoidable circumstances. We wish to proceed with all the necessary paperwork for cancellation.
Unfortunately, the local service agent is not available. We have been trying to connect to him multiple times but have not been able to reach him.
The due date for the renewal of the company is coming up and we want to proceed with all the paperwork for cancellation prior to that.
Kindly advise us about the options if the local service agent is unavailable.
Apr 19, 2021
809
Returning to the UAE to run business after being convicted with a crime 0
Hi,
I want some information regarding my uncle. He was arrested in November 2015 and was in prison until 13 June 2016 when he was deported to Pakistan.
The reason for the arrest was that my uncle had his own business in Sharjah and he was involved in a case where his employee accused him of attacking him and other allegations. He was arrested and convicted.
He needs to reenter the country as he has his business in Sharjah but I believe he is blacklisted/banned. How can I find out if he is blacklisted/banned and how can it be removed to allow my uncle to reenter the country and take over his business?
Is there any way of helping to resolve this issue?
I know that if he enters on a visa, he could be arrested at the airport, and don’t want that to happen.
Thank you!
Apr 5, 2021
508
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