Questions & Answers
Questions & Answers
7 available 7 • View allBank loan issue
5
Q: I was working for Etihad Airways as cabin crew. I got fired last March so I couldn't pay my loan to the bank. I tried to find a job but I was not lucky.
However, when I came back home, a hotel in Dubai sent me an offer letter. But the bank sent me a notice about legal action. If I don't pay the last 4 months I will be facing a big problem with the court.
What should I do? Please advise.

Jul 13, 2017
5966
Bank loan and termination of employment due to medical condition
6
Q: Dear Sir,
I have a loan from Dubai Islamic Bank. I paid only 6 instalments and the company terminated me due to medical unfitness after I had a heart surgery.
Please advise me what to do.

Sep 23, 2017
5462
The legal consequences of defaulting on a bank loan
1
Q: Dear Sir/Madam,
I have a loan of AED 400,000 from a bank in Dubai. I got a termination and October 2017 was my last month at work.
The bank made a case to the police for the balance amount which is AED 2500,000 as per their record. They stopped my visa procedures at my new company.
Can you advise what to do?

Mar 19, 2018
565
بلاغ الهروب وإمكانية إزالته والعودة إلى الإمارات
42
س: حصل نزاع مالي وبين كفيلي حيث كنت أدين له بمبلغ ٢٠٠٠٠ درهم.
قام قبلها باستخراج تصريح عمل لذا قمت بتسليمه جواز سفري لإكمال الإجراءات، ولكن بسبب النزاع قام بإلغاء تأشيرة الإقامة وتعديل وضعي وقام بالتعميم ضدي دون علمي.
وقد علمت بعد ستة أشهر من قيامه بذلك لذا راجعته وطلبت منه رفع التعميم ولكن دون أي جدوى. راجعت أحد موظفي تسهيل وسألته عما إذا كان بإمكاني إدراج طلب لرفع بلاغ هروب كيدي فردّ علي بأنه لا يمكنني طلب رفع بلاغ بسبب مرور أكثر من ستة أشهر.
لذا كنت أراجع مندوب كفيلي حتى يفهمه وضعي ويقوم برفع التعميم ولكن دون أي جدوى. في عام ٢٠١٤م تم القبض علي من قبل شرطة دبي وإحالتي الى شرطة عجمان وبعد شهر تم تسفيري.
ملاحظة: قدم كفيلي دعوى مدنية ضدي في محكمة عجمان مطالباً بالمبلغ قبل قيامه بإدراج بلاغ هروب ضدي وقد علمت عن القضية قبل سنة من تسفيري.
سؤالي هل يوجد هناك وسيلة لإنهاء البلاغ الذي قام كفيلي بإدراجه ضدي وهل يمكنني العودة إلى دولة الإمارات؟ وما هي الاجراءات اللازمة لذلك؟

Jun 20, 2019
20968
الامتناع عن سداد أقساط قرض وبطاقات ائتمانية
1
س: لدي مشكلة قرض وبطاقات ائتمانية تصل إلى ١٠٠ ألف درهم.
كنت أدفع بشكل دائم لكن الآن توقفت عن العمل كونه أصابني مرض ويجب أن ألغي إقامتي مع الشركة وأذهب إلى بلدي للمعالجة ولا يوجد لدي المال لكي أدفع لهم.
ماذا أفعل بهذا الموضوع، مع العلم أني لا أستطيع العمل لحين معالجتي من المرض؟ هل سيتم توقيفي في المطار إذا أردت المغادرة؟

Sep 18, 2019
412
كيف يمكن إزالة الإبعاد القضائي في قضية تزوير والعودة إلى الإمارات؟

32
س: السلام عليكم
عندي إبعاد قضائي فى قضية تزوير تم الحكم فيها ثلاثة أشهر وإبعاد عن الدولة وأنا حالياً خارج الدولة منذ ستة أشهر.
هل هناك طريقة لإزالة الإبعاد؟ هل يمكن أن يحذف الإبعاد لوحده؟


Jan 29, 2021
4881
الإلزام بسداد الأقساط تحت طائلة الإحضار


3
س: السلام عليكم،
ما معني القرار التالي:
يُكلَّف المُنفَّذ ضده بالالتزام بسداد الأقساط وفقًا لخطة التقسيط (تحت طائلة الإحضار).
علمًا بأن المنفذ ضده دفع فقط جزء من القسط الذي حددته المحكمة فتقدمت بطلب إحضار بحقه، فصدر هذا القرار.
ما معنى القرار؟



Apr 12, 2023
292
Laws & Regulations
2 available 2 • View allFederal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148437
Federal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47923

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Hello,
I understand that if anyone wishes to resign without serving their full notice period, they are supposed to compensate the employer for the remaining time that they didn't serve the notice, also known as "notice Compensation".
Is this notice compensation deducted based on the full salary or on the basic salary?
Mar 21, 2025
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What can I do if my employment visa got rejected multiple times by CID? 0
Hi Everyone,
I have been working in the UAE since 2019.
Since 31 December 2024, I have been in my home country because my visa was rejected a couple of times.
After waiting for 3 months, I found a new job in the UAE, but the employer told me again that the government did not approve my visa, and that was part of the CID approval.
I would like to know if I can find something to clear my issues, which would allow me again to start my work in the UAE.
Apr 17, 2025
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Can I hold the delivery of goods to a buyer outside the UAE if he defaulted on payment? 0
I, as a UAE-based Seller, entered a sales agreement with a KSA-based Buyer. The Buyer defaulted on the LC payment, breaching the contract.
The goods are stuck at the port as they need original documents, which I am holding to recover the outstanding balance.
They later made a partial payment but now threaten to cash the PBG (UAE bank) I provided if don't release the document.
The contract mandates DIAC arbitration but lacks a governing law clause. I need advice on:
1. Which law applies to this dispute?
2. Where can I seek an injunction to prevent PBG encashment, given the Buyer’s bad faith and breach? Or should I send a letter to their bank with the brief above?
Kindly advise.
Mar 21, 2025
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I purchased a rented apartment in Abu Dhabi. Can I evict the tenant immediately if there is no Tawtheeq contact? 0
I recently purchased a rented apartment in Abu Dhabi and agreed to honor the existing lease. After the transfer, I discovered that the lease is not a Tawtheeq contract, meaning it is not officially registered.
Since I am not receiving rent (as it was a non-refundable arrangement with the seller), I prefer not to issue a new Tawtheeq. I also want to avoid a formal notice to vacate to prevent disputes, as I plan to move in.
However, I have already informed the tenant that I will not be renewing the lease. I need legal advice on the implications of proceeding without a Tawtheeq contract.
What are my risks, especially if the tenant refuses to move out?
What legal actions, if any, can the tenant take in this situation?
Mar 25, 2025
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Changed my mind before signing the lease agreement. Are my post-dated rent checks at risk? 0
Hello,
I recently found an apartment for rent and agreed with the agent to make payments in three installments.
I provided the agent with post-dated checks for the second and third payments and planned to transfer the first payment, deposit, and agency fee to the agent’s account once the lease agreement was finalized.
However, the lease agreement has not been finalized yet, and I have since found a better place. Since I have not signed any lease agreement, should I be concerned about the landlord cashing the checks for the second and third payments? Is it legal?
Additionally, the agent requested an extra 2,000 dirhams beyond the amount he intended to include in the lease agreement.
Mar 25, 2025
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