Questions & Answers
Questions & Answers
5 available 5 • View allThreatening with a travel ban for defaulting on credit card payments
1
Q: Good morning.
I have defaulted on my credit cards payments in Dubai, and I'm planning to travel soon.
How can you assist me to check whether I have a travel ban or not?
I did not receive any notification, but the banks threatened to put a travel ban on me if I don't pay.
Is it safe to travel in such conditions?

Dec 3, 2017
6910
Consequences of filing a criminal case against a debtor by the bank
3
Q: Hi,
I have just found out I have a police case filed by my bank on a credit card payment. I have a credit card with 25k limit and could not do minimum payments for 1 year (due to job loss), nevertheless, the bank filed a case against me for 190k.
I do not understand on what ground and would like to know what to do. As well, how can I find out if I have a travel ban as I would rather try and solve the situation remotely from home than be concerned that I will be jailed here?
Your advice is appreciated.

Jul 20, 2017
3766
How to act against the accumulation of credit card debts
0
Q: Hi.
I am seeking advice about outstanding credit card payments with various banks in the UAE, although I have done a lot of minimum payments to these cards.
Now, I have come back to my home country and the outstanding amounts have been increasing. I suppose there are a case and travel ban against me.
Please advise on what I should do?

Oct 8, 2017
1146
Possibility of travelling to the UAE after settling credit card dues
1
Q: Hi
I was staying in the UAE earlier and had credit card outstandings before leaving the country, but now settlement is ongoing as per an agreed plan.
Can I travel to the UAE or not?

Sep 23, 2018
364
الإجراءات التي يمكن للبنك اتخاذها عند العجز عن سداد بطاقة ائتمانية
4
س: السلام عليكم
تم إنهاء عقد عملي وإلغاء إقامتي في الإمارات ويوجد علي مبالغ على البطاقة الائتمانية أعجز عن سدادها حالياً لأسباب خارجة عن إرادتي، وقد أبلغت البنك بذلك.
هل يستطيع البنك اتخاذ أي إجراء ضدي علماً بأنني كنت أعمل لدى جهة حكومية وعند إنهاء عقدي لم يصرف لي أي مستحقات لأني لم أكمل سنة.
مع الشكر

Jan 14, 2019
6334
Legal blog
3 available 3 • View allUAE Travel Ban: What You Need to Know 163
The UAE travel ban may be imposed on a person on various grounds, for instance, as the result of criminal offences, unpaid loans, breach of immigration laws or family matters. Implications of such a ban can be financially severe and daunting for the affected person. This article aims to give readers a clear understanding of what is the UAE travel ban, what are the grounds and procedures for its imposition and removal, how to check if the person is banned from travelling and other related topics.
May 6, 2024
136047
The Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18896
What is a Travel Ban & How Does it Work in the UAE? 13
An interview-format article covering the topic of the travel ban and reasons leading to it in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Mar 9, 2020
6587
Laws & Regulations
1 available 1 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47911

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Hello,
My employer fired me under Article 44 for not showing up for work for 7 days in a row. But that’s not the case at all. I was sick and the management was aware and they let me go.
I went to another country to get treatment because it’s expensive in Dubai. My employer did not pay me my salary for the month I worked and fired me.
I have official sick leave from another country and there is correspondence where my employer sent me to another country for treatment.
The problem is that the employer says that he will take compensation for the training that was specified in the contract, but I did not undergo training at all; I immediately started work from the first day of work and there was no training.
Does my employer have the right to charge me such a fee and not pay my salary?
Feb 29, 2024
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How to make the seller hand over the tenant's security deposit to the buyer upon completing a sale? 0
Should the seller in Dubai hand over their tenant's security deposit to the buyer upon completing a sale?
Who is responsible for managing this process?
At the time of the exchange, the broker said he would follow up with the seller and collect the deposit.
He hasn’t, and the seller has not handed over the deposit.
Feb 8, 2024
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How to deal with in-laws provoking and recording reactions? 0
Dear Sir/Madam,
My husband's family constantly provokes me and then records my every exaggerated reaction.
Now I'm worried that they might use those things against me.
Feb 8, 2024
241
How to cancel the MoU to buy an apartment with the broker if the bank did not approve the loan? 0
Hi,
I have a situation where I signed an MoU and gave my security deposit to the seller's agent. However later, the bank valuation of the property is lower than the selling price.
On my MoU, it has a clause that “the buyer has a right to cancel/negotiate if the bank valuation is not the same as MoU.” I tried to negotiate, however, we didn't agree on the price so I asked to cancel.
Now the agent is threatening me that they will not cancel the MoU and that will deposit my cheque. Later I also came to know that the person I am dealing with is not the same person whose name is mentioned as a broker in the MoU.
The agent I am dealing with is constantly messaging me with threats. I decided not to speak to him and instead, I wrote an email to the broker whose name is mentioned on the MoU but received no response.
I am on a very tight timeline as I need to vacate my apartment in 3 weeks, I found another unit but I don't know if I can pursue this while the initial MoU still not canceled.
Please, I need advice.
Feb 8, 2024
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Employer asking for visa reimbursement after resignation: do I need to pay? 0
Hello Sir/Madam,
I have already finished my first year with my company and resigned.
My employer is asking me to reimburse the cost of my visa because I did not finish my two-year contract.
Do I need to pay? The cost is 7,000 AED.
Oct 20, 2023
811
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