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Missing credit card payments and its possible consequences

Dear,

As my work got affected together with my salary and I wasn`t able to pay my credit card loan, I guess for last 3 months, I have received now a message from the bank saying: "... we would like to inform you that there is a police case initiated against you and its current status is (Cheque Already Bounced)."

Please may you explain what might it cause?

Thank you!

Jassim Ali Al Haddad Lawyers and Legal Consultants
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7 Oct 2020, 07:41

Dear questioner,

From the information provided by yourself, I understand that you have missed the last three minimum payments towards your credit card, and when they tried to contact you via phone and email they didn't receive any response from your side.

Now, if they have filed the police complaint already, there will be a possible travel ban on you that has already been imposed as a result of the criminal case.

In order to advise you accurately, I need to understand what are your plans for traveling? how much is the total outstanding amount? what is the maximum limit of your credit card(s)?

Please send me answers to these questions via email.

Best Regards,

Jassim Ali Alhaddad Lawyers and Legal Consultants

7 Oct 2020, 13:21

The total outstanding is 10500 and the limit and maximum limit is 10000.

8 Oct 2020, 05:52

In case the bank has filed the criminal case, there will be a travel ban imposed on you.

In case you will be detained, you may have to pay the fine as a criminal penalty, and afterward, the bank may initiate the civil proceedings for the recovery of the monies.

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