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الإجراءات القانونية المتوقعة في حالة التخلف عن سداد قرض بنكي

مرحبًا،

لقد حصلت على قرض شخصي يبلغ حوالي 230,000 درهم في دولة الإمارات. أنا خارج البلاد.

لم أحصل على راتب آخر شهرين عن شهري أبريل ومايو ولا يمكنني سداد الأقساط.

في الوقت الحالي بدأ البنك يطلب مني الدفع.

ماذا ستكون الخطوة التالية؟

هل سيرفعون قضية جنائية ضدي خارج دولة الإمارات؟

هل يمكنني إعادة جدولة الأقساط؟

يرجى تقديم المشورة.

م.

Dr Amira Al Bastaki Advocates and Legal Consultants
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14 Jun 2020, 10:06

They will file a case sure if you did not reply and pay. It's better to negotiate with them.

We can help you. Please contact us on email or phone.

Aceptive Legal Consultants
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14 Jun 2020, 16:43

Dear questioner,

Banks can file a criminal case (with travel ban) after 3 or more than 3 months of default.

Banks can also file a civil case in order to recover the outstanding amount.

If need be, kindly contact us by phone for a detailed discussion or write to us at our email for further assistance.

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