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الإجراءات الاحتياطية قبل شراء سيارة مرهونة في دولة الإمارات

سأشتري سيارة مستعملة في دولة الإمارات. لقد وجدت سيارة جيدة، لكن المالك يقول إنه اشتراها بقرض مصرفي.

كيف يمكنني التحقق مما إذا كان قد سدد قرضه بالكامل قبل شراء هذه السيارة؟

HPL Yamalova & Plewka DMCC
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7 May 2020, 06:49

Hello.

The car registration card will reflect whether the car is mortgaged or not.

If the seller bought the car with a car loan and not a personal loan, he will need a clearance from the bank to sell it.

You can also request the owner obtains a clearance letter from the bank, to maintain in your records.

For more options on moving forward, you can contact my firm.

8 May 2020, 18:07

The seller told me that he can provide me a NOC letter from his bank. Is that okay?

20 May 2020, 05:09

It is alright, as long as the document he provides from the bank states that he has settled the entire loan for the car.

Dr Amira Al Bastaki Advocates and Legal Consultants
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10 May 2020, 09:58

You can request a bank certificate stating that he has paid the car loan.

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