العواقب المترتبة على عدم سداد المبلغ المستحق من بطاقة الائتمان

Dear Questioner,

Thank you for your query.

Yes, the banks can file a claim for the non-payment of your monthly EMI towards credit cards.

Once the criminal case has been filed, you will be issued a fine and a travel ban will be imposed.

Once you pay the fine the criminal case will be closed and the travel ban will be lifted.

After this, the bank can proceed and file a civil claim to recover the outstanding amounts.