Questions & Answers
Penalties in case of defaulting on several credit cards
Hi.
I have 3 police cases filed due to credit card (1st card 15k, 2nd card 53k, 3rd card 77k).
This includes all penalties and late payment charges for the non-payment.
What are the penalties and what can you do if they call you to 3 different police stations?
What can you do if you don't have sufficient money to settle the penalties?
Please advise.

Dear Sir/ Madam,
Thank you for reaching out to me on this.
I absolutely understand your query and it would assist me if you could tell me in which emirate your cases are and before which police stations.
The reason I ask the above question is that every emirate has different rules for dealing with cheque cases.
Few emirates are stringent in nature where you can face imprisonment, whereas few emirates you can get away by paying fines (at the discretion of the Public Prosecutor/ Court).
Kindly advise about the emirate and police station so I can advise better. Also if you need assistance in clearing the case, then I can assist you with that as well.
You may get in touch with me on the phone or email.
Regards,
Hari Wadhwana