Q: I defaulted on a personal loan due to loss of job in 2016. Then via my friend and transfer of POA filed case for settlement. I paid money to a friend for settlement. Wanted to understand if I settle my case through court does the bank give a clearance letter? My friend has submitted me an immigration clearance letter and also PCC. Should I consider my self clear from all legal liabilities on the basis of immigration clearance and PCC? Can the bank re-apply for the case against me in future? How can I close my bank account? Are the immigration ban and travel ban the same? What should I do to re-assure that everything is legally right?

Q: Hi Miss Gatina, I was hoping you could answer a quick question for me. If I have an open legal case raised against me by a bank for unpaid liability, then the liability is paid off, are they obliged to close that legal case and/or issue a NOC? The reason I ask is that my bank won't close it as I have another outstanding liability and in negotiations to settle, they can only open a civil case for that one, not a legal one. So my question is, are they allowed legally to keep a case open for a liability that's been paid off? Can they be forced to close it? Thanks  Debs

Q: Dear Madam, Good Afternoon, I have a bounced cheque police case registered in Khalifa police station, Abu Dhabi. This month, 1st week, I settled the matter with the bank & they agreed to release my case for my new visa process. This was a credit card case & bounced cheque with an amount of AED 16000. The bank lawyer submitted an online application for the case release almost 10 days ago, but it's still not approved. For me, the issue is that my new company HR holds my visa submitting & if this is delayed more, my hiring will be cancelled & it will be a big loss for me because I was jobless since the last 2 years. I can't do anything because I'm currently in my home country Pakistan. Please help me to find a way to solve this issue. Looking forward to your kind feedback. My Best Regards, N. A.

Q: I was unable to renew my visa due to criminal proceedings, I won the case, but I need to know. 1. Will I get relief on the overstay fine? 2. I want to leave the country, what should I do?

An interview-format article covering the topic of overstaying your tourist or resident visa in the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW. Ludmila discusses the aspects of overstaying, like fines, grace periods, exemptions...etc.

With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.