Questions & Answers
Questions & Answers
5 available 5 • View allMissing bank EMI's and possible consequences in the UAE
0
Q: I have around AED 66,000 total credit card amount pending with 5 banks. I have missed 2 payments now.
What are the consequences I should foresee in this situation? What are the possible solutions?

Oct 2, 2019
684
Consequences of defaulting on credit card payments
1
Q: I am not able to pay my credit card loan, what could be the consequences? Shall I just wait for my police case?

May 25, 2019
704
Credit card debts and consequences in the UAE
10
Q: Madam,
I have one credit card in a UAE bank from 2015.
I was paying the minimum instalment continuously every month but for 5 months, my salary is delayed.
I want to know what action can the bank take against me.
Thanks.

Apr 3, 2019
4521
Penalties in case of defaulting on several credit cards

2
Q: Hi.
I have 3 police cases filed due to credit card (1st card 15k, 2nd card 53k, 3rd card 77k).
This includes all penalties and late payment charges for the non-payment.
What are the penalties and what can you do if they call you to 3 different police stations?
What can you do if you don't have sufficient money to settle the penalties?
Please advise.


Oct 31, 2019
546
What happens when the bank files a police case to recover a credit card loan?
3
Q: Dear sir,
I failed to pay a credit card loan to a bank and they are threatening me to file a police case.
They keep calling my manager at my company. Can I know what will happen if they make that case against me?
Can I file a case against them?
It will help if there is a phone number to explain more.

Oct 21, 2019
887
Laws & Regulations
3 available 3 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47905
Federal Law No. (18) of 1993 Issuing the Commercial Transactions Law 19
This Law applies to merchants, as well as to all acts of commerce carried out in the UAE by any person even though he be not a trader. Commercial matters regarding which specific Federal laws are issued shall be subject to the provisions of such laws, and to the provisions hereof which do not contradict with said laws.
Sep 7, 1993
33008
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148369

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Other answers by
451 451 answers •
View allAre there any restrictions on a diplomat buying property in the UAE? 0
Hello,
Is there any restriction on a diplomat buying property in the UAE, where he works as a diplomat at his country's consulate?
Feb 20, 2025
71
If someone has a case in the UAE, can they travel to another GCC country? 0
Hi.
One of my friends joined a Telegram group. They said, "We will transfer some amount to your account, and your task is to transfer this amount to another account. Once the task is completed, you will get 30 or 50 AED per task."
He completed 3 to 4 tasks, but he realized it was not good, so he stopped. After one week, when he opened his account, it was blocked, and the bank said, "We are conducting an investigation; after this, we will let you know."
After some days, he had an accident and went to his home country. He then received a call from a landline number, which was from the Abu Dhabi police station.
They said, "We have received a complaint against you; come to our investigation department." However, due to his surgery and treatment, he could not go.
After some time, his bank account was reopened, and he did not receive any further calls. I want to know, if he comes back to the UAE or goes to any other GCC country, will he face any problems?
If someone has a case in the UAE, can they travel to another GCC country?
Please advise!
Feb 17, 2025
136
What can I do if my employer refuses to pay me and I have no contract? 0
Hello,
What legal action can I take in case the employer refuses to pay my salary and I don't have a contract with them?
Feb 18, 2025
123
I want to open an online shop. Do I need a license to open an Etsy shop? 0
I currently live in Sharjah and have a UAE residence visa but I am not a UAE or GCC national. I want to open an online shop (Etsy or Shopify) to sell handmade items, such as crocheted goods, bookmarks, greeting cards, etc.
Do I need a license to open an Etsy shop?
If so, which license do I need to sell my products online, including UAE and worldwide?
How much would it cost me?
Can I keep my residence visa (sponsored by my father) and not change it?
Feb 14, 2025
119
How can we locate a person with an ongoing legal case? 0
Hello,
I am seeking your legal advice regarding a friend who was previously imprisoned in Abu Dhabi. His case there is now closed, but he has another ongoing case in Dubai.
Currently, we have lost contact with him and are unsure of his whereabouts. How can we check where he is or access any other legal facility?
Are there legal procedures to locate a person with an ongoing case?
What steps should we take to get more information about his status and legal position?
Feb 11, 2025
144

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Other answers by
240 240 answers •
View allHow to change the lease contract for an entity that changed from sole establishment to LLC? 0
Good morning.
Kindly help me out with the below query:
If a sole establishment is converted into an LLC, what would happen to the existing Lease Agreement with the Sole Establishment as the tenant?
Thank you.
Aug 23, 2024
120
Bank filed a civil case over a loan: Better to settle with the bank or in court? 0
Good day, Sir,
I have received a message from the Dubai Court stating that a bank has filed a civil case against me. The loan has been pending since February 2019.
I cleared the cheque bounce case earlier with a court fine in 2019. I am looking forward to a minimum settlement plan with the bank. The outstanding amount was around 70,000 AED, and now the message is for 115,000 AED.
What will be the best way for me to proceed: approaching the bank or dealing with it in court?
Best regards,
Jul 7, 2024
524
Is it legal for my employer to withhold my salary until I leave the country or change status? 0
Hello,
I have given my notice, and my last day is July 24, but the employer is refusing to pay my salary; even the salary for June. Is this even legal?
He claims I'll get everything at once, which is after leaving the country or changing status.
Jul 2, 2024
537
Demanding that an employee pay for visa charges a year after resigning 0
Dear Lawyers,
I worked at a bakeshop here in Dubai. I resigned exactly one year ago. Now they want me to pay for visa charges, as stated in the offer letter.
If I cannot pay for the charges, my employer will claim financial loss due to the damages, estimated to be at least 7,000 AED.
What should I do about this? My monthly salary is only 2,800 AED.
Jul 1, 2024
124
Is an employee eligible for maternity leave in the first three months of pregnancy? 0
Dear Lawyers,
Is an employee eligible for maternity leave in the first three months of pregnancy?
If an employee takes sick leave in the first three months of pregnancy, can it be considered normal sick leave or maternity leave?
Jul 1, 2024
176

Other answers by
4 4 answers •
View allClaiming compensation for mild concussion because of a vehicle crash 0
Hello,
I was being transferred to Dubai airport by an Emirati chauffeur who crashed into the back of another vehicle. I continued on with business flight to West Africa, but had double vision briefly, continuous headaches and stiffening of neck and back.
Upon arrival, I asked to be seen by a company doctor who diagnosed me with a mild concussion and I was ordered to take bed rest which impacted my timetable.
The headaches continued for 3 days, though I returned to my itinerary on the next day after an additional examination.
Can you please tell me if I can claim compensation and what is the process?
Mar 9, 2020
477
Releasing passport held for a work injury case at the court 0
Hi Sir,
I am K.
I am working as a safety officer in a construction site. 1 year before, there was an accident to a worker, which caused fracture on the leg.
He was given all the treatment necessary and waiting for the final operation next year Feb (2020). For the last 1 year, the police are holding passports of our project manager, me, and the foreman.
This month, I have one exam in India and I have to get back to India for that. I had also given resignation to my employer.
How can I get my passport?
Please advise me.
Nov 2, 2019
587
The expected judgement and penalty in a civil case 0
Hello
I would like to know my civil case running in Sharjah Court before it was in management. Now the new date will be up to the judge.
Now the judge will hear us. It's a money issue, I want to know if the judgement will come that I have to pay.
What will happen? Will I be in jail?
Please advise.
Sep 29, 2019
3156
Filing a case for higher maintenance and possibility of travel ban 0
I'm an Australian non-Muslim expat resident for 10 years. My wife is the same, as are our three children, ages 19,16 (girls) and 11 (boy).
I have opened a case for divorce in Australia, and the hearing is in November. My wife wants to take me to court in the UAE regarding child maintenance.
I currently pay 35% of my monthly salary to my wife for child support. She wants more. I am due to leave the country next July permanently.
If she opens a court case, will that stop me from leaving? Has she got a case for more money?
Sep 12, 2019
1841
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