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ماذا سيحدث في حالة التخلف عن سداد مستحقات بطاقة الائتمان؟

مرحبًا،

لدي قرض وديون بطاقة ائتمان تبلغ قيمتها 26000 درهم. لسوء الحظ، لم تتح لي ظروفي سداد المدفوعات خلال الثلاثة أشهر الماضية.

كيف يمكنني التعامل مع هذا الأمر بشكل قانوني؟ إذا توقفت عن سداد الديون، فماذا ستكون العواقب المترتبة على ذلك؟

لن يتحلى البنك بالمرونة عند التعامل مع هذا الأمر.

ز.

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Maryam Hayyaz & Wejdan Bushahab Advocates
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14 Oct 2019, 06:12

Dear Z.,

Once you default on 3 or more than 3 payments, the bank can file a criminal case against you any time. But definitely we can assist you in this case.

Kindly contact us on the phone for a detailed discussion or write to us at our email for further assistance.

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Elnaggar & Partners
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14 Oct 2019, 06:37

Dear Z.,

I would suggest you reach a settlement with the bank, explaining them your bad financial situation, providing proof in this way and requesting them to reschedule your payment plan.

In case they are not willing to reach any settlement, the only option for you is to pay the amount, otherwise, they will file a criminal complaint against you.

Best regards,

Raluca Gatina

Abdulrahman Alaamri Advocates & Legal Consultants
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15 Oct 2019, 06:40

Hi Dear,

If you fail to clear the debt, the bank will present your security check for collection and they will go with legal procedings.

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