Questions & Answers
Questions & Answers
7 available 7 • View allPayment of an outstanding loan from abroad after leaving
14
Q: Hi Hari,
My name is P.
I have a question for you, hoping a better clarification from you. I am working in the UAE and I have taken a loan of AED 150,000 from a bank.
Till date, I have paid my monthly dues without fail. I am planning to change my job outside the UAE.
What are the steps that I should follow?
Is it possible for me to pay my loan amount in the UAE while staying outside the UAE?
Kindly advice.

Sep 17, 2019
9150
Request to the bank for releasing the EOSB held against a loan 
2
Q: My contract was terminated after four years of service and I have received the End of Service payment to my bank account, but this amount was immediately blocked.
I have contacted the bank to release the amount. I also said that I want to continue normal payments of loan instalments. I still have about 24 monthly payments, but the payment is only for 9.
Can the bank agree that I make instalment payments if I am no longer in the UAE?

Aug 31, 2018
8465
Holding the EOSB by the bank in case of a pending loan
5
Q: I am no longer in the UAE.
I have received the End of Service payment that the bank has blocked.
I have asked the bank to release part of the payment (30%) so that I can support myself and my family, and use the rest for the next 6 payments of the 24 remaining payments of my loan.
I want to continue with normal loan instalments until the loan is fully paid, but they said that they will forward the case to the collection department.
I have always paid my instalments on time and in full, but I have no possibility of paying the outstanding amount.
Is there any formal reason that I cannot continue to pay off the loan when I am outside the country?
Is this not against Sharjah law to deprive someone of means of subsistence by blocking the funds?
Is this not against Sharjah law to put someone in a bad credit situation and thus to deprive his human dignity if he says I want to continue regular payments and has always paid before?

Aug 31, 2018
6273
Can I exit the country without clearing my credit card dues?
17
Q: Hi,
I am an Indian National living in the UAE. I have 1 credit card, I do not have any loan and I also do not have any EMI to pay but I have AED 25000 due to pay for my credit card.
Now I got a job in Saudi Arabia and I am unable to pay all the money at once.
My question is that, can I leave the UAE without paying the due amount? Will it create any issue at the airport while leaving to India on the final exit?

Oct 7, 2019
18537
Settling an unpaid loan from outside the UAE

3
Q: I have an auto loan in Dubai, but I am no longer in Dubai.
What is the best way to resolve it?


Feb 11, 2020
2186
How to settle a bank loan while being in home country?
5
Q: I had a personal loan with a bank in the UAE. I lost my job during the pandemic in April 2020. I stayed in the UAE till Nov 2020 searching for a job but I couldn`t find a job so I was planning to travel to India.
They filed a criminal case in October 2020 so I couldn`t exit the country. I paid a fine of 10020 AED in Dubai police station and lifted the ban, then I exited the country.
The bounced cheque amount from the bank was 131000 AED. I had a credit card outstanding of 24000 AED from another bank. Now the outstanding is 41020.
How to resolve the issue as I am out of the country.
Will it affect traveling to any other GCC country?
They have filed a case now.

Oct 18, 2021
1244
Can you go and work in Saudi Arabia if you left the UAE with an unpaid credit card?




1
Q: My father in law left the UAE many years ago without paying off a credit card.
He may now have the opportunity to work in Saudi Arabia.
Will this credit card problem stop him from doing so?





Oct 11, 2023
1140
Laws & Regulations
2 available 2 • View allFederal Law No. (8) of 1980 Concerning the Regulation of Labor Relations 53
The provisions of this Law, known as "UAE Labour Law", govern the relationship between employers and employees and other labour matters in the United Arab Emirates. There are special labour related regulations applicable in some of the free zones in the UAE.
Apr 20, 1980
103589
Federal Decree-Law No. (33) of 2021 On the Regulation of Labor Relations 34
The provisions of this Decree-Law, known as "New UAE Labor Law", govern labour relations in the private sector of the United Arab Emirates. The New Labor Law repeals the previous UAE Labor Law (Federal Law No. (8) of 1980).
Sep 20, 2021
26352

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451 451 answers •
View allAre there any restrictions on a diplomat buying property in the UAE? 0
Hello,
Is there any restriction on a diplomat buying property in the UAE, where he works as a diplomat at his country's consulate?
Feb 20, 2025
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If someone has a case in the UAE, can they travel to another GCC country? 0
Hi.
One of my friends joined a Telegram group. They said, "We will transfer some amount to your account, and your task is to transfer this amount to another account. Once the task is completed, you will get 30 or 50 AED per task."
He completed 3 to 4 tasks, but he realized it was not good, so he stopped. After one week, when he opened his account, it was blocked, and the bank said, "We are conducting an investigation; after this, we will let you know."
After some days, he had an accident and went to his home country. He then received a call from a landline number, which was from the Abu Dhabi police station.
They said, "We have received a complaint against you; come to our investigation department." However, due to his surgery and treatment, he could not go.
After some time, his bank account was reopened, and he did not receive any further calls. I want to know, if he comes back to the UAE or goes to any other GCC country, will he face any problems?
If someone has a case in the UAE, can they travel to another GCC country?
Please advise!
Feb 17, 2025
133
What can I do if my employer refuses to pay me and I have no contract? 0
Hello,
What legal action can I take in case the employer refuses to pay my salary and I don't have a contract with them?
Feb 18, 2025
121
I want to open an online shop. Do I need a license to open an Etsy shop? 0
I currently live in Sharjah and have a UAE residence visa but I am not a UAE or GCC national. I want to open an online shop (Etsy or Shopify) to sell handmade items, such as crocheted goods, bookmarks, greeting cards, etc.
Do I need a license to open an Etsy shop?
If so, which license do I need to sell my products online, including UAE and worldwide?
How much would it cost me?
Can I keep my residence visa (sponsored by my father) and not change it?
Feb 14, 2025
115
How can we locate a person with an ongoing legal case? 0
Hello,
I am seeking your legal advice regarding a friend who was previously imprisoned in Abu Dhabi. His case there is now closed, but he has another ongoing case in Dubai.
Currently, we have lost contact with him and are unsure of his whereabouts. How can we check where he is or access any other legal facility?
Are there legal procedures to locate a person with an ongoing case?
What steps should we take to get more information about his status and legal position?
Feb 11, 2025
135
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