Questions & Answers
Questions & Answers
6 available 6 • View allPossible action for delay in payment of credit card installments
4
Q: Dear Sir,
I have one credit card in a UAE bank from 2015.
I was paying the minimum instalment every month but for 5 months, my salary is delayed and I wasn't able to pay more.
The total outstanding is AED 60000. Please let me know what action can the bank take and give me some soloutions.
Thanks.

Apr 4, 2019
3533
Credit card debts and consequences in the UAE
10
Q: Madam,
I have one credit card in a UAE bank from 2015.
I was paying the minimum instalment continuously every month but for 5 months, my salary is delayed.
I want to know what action can the bank take against me.
Thanks.

Apr 3, 2019
4521
The consequences of missing loan installments due to salary delays
2
Q: Dear Sir,
I have credit cards and loan from 2 banks, almost AED 85k.
Suddenly, my company is not able to pay the salaries & the last few months we are getting the salary after 50 days.
I am managing my credit card by minimum payments but wouldn't be able to make payment of AED 59k loan now (paid 8 instalments).
Now, I am receiving calls from the banks. The banks where I took loans have my cheques.
What will happen now if the banks present my cheques & bounced?
It's very difficult for me to settle.

Oct 18, 2018
5919
Missing bank EMI's and possible consequences in the UAE
0
Q: I have around AED 66,000 total credit card amount pending with 5 banks. I have missed 2 payments now.
What are the consequences I should foresee in this situation? What are the possible solutions?

Oct 2, 2019
683
Can I return to UAE with 5 pending credit card payments from 2016?

5
Q: Dear Sir/Madam,
I stayed in the UAE until January 2016 and had 5 pending credit card payments.
Can I go back to the UAE now without any ban?


Mar 28, 2023
279
I have credit card debt for the bank. Will I be stopped if I exit the country?



1
Q: My credit card was in minus and haven't paid the minimum amount for the last month.
I need to fly for an emergency. Can they stop me at the Dubai airport?




Apr 24, 2023
265
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47902
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148362

Premium
Other answers by
451 451 answers •
View allAre there any restrictions on a diplomat buying property in the UAE? 0
Hello,
Is there any restriction on a diplomat buying property in the UAE, where he works as a diplomat at his country's consulate?
Feb 20, 2025
71
If someone has a case in the UAE, can they travel to another GCC country? 0
Hi.
One of my friends joined a Telegram group. They said, "We will transfer some amount to your account, and your task is to transfer this amount to another account. Once the task is completed, you will get 30 or 50 AED per task."
He completed 3 to 4 tasks, but he realized it was not good, so he stopped. After one week, when he opened his account, it was blocked, and the bank said, "We are conducting an investigation; after this, we will let you know."
After some days, he had an accident and went to his home country. He then received a call from a landline number, which was from the Abu Dhabi police station.
They said, "We have received a complaint against you; come to our investigation department." However, due to his surgery and treatment, he could not go.
After some time, his bank account was reopened, and he did not receive any further calls. I want to know, if he comes back to the UAE or goes to any other GCC country, will he face any problems?
If someone has a case in the UAE, can they travel to another GCC country?
Please advise!
Feb 17, 2025
135
What can I do if my employer refuses to pay me and I have no contract? 0
Hello,
What legal action can I take in case the employer refuses to pay my salary and I don't have a contract with them?
Feb 18, 2025
123
I want to open an online shop. Do I need a license to open an Etsy shop? 0
I currently live in Sharjah and have a UAE residence visa but I am not a UAE or GCC national. I want to open an online shop (Etsy or Shopify) to sell handmade items, such as crocheted goods, bookmarks, greeting cards, etc.
Do I need a license to open an Etsy shop?
If so, which license do I need to sell my products online, including UAE and worldwide?
How much would it cost me?
Can I keep my residence visa (sponsored by my father) and not change it?
Feb 14, 2025
119
How can we locate a person with an ongoing legal case? 0
Hello,
I am seeking your legal advice regarding a friend who was previously imprisoned in Abu Dhabi. His case there is now closed, but he has another ongoing case in Dubai.
Currently, we have lost contact with him and are unsure of his whereabouts. How can we check where he is or access any other legal facility?
Are there legal procedures to locate a person with an ongoing case?
What steps should we take to get more information about his status and legal position?
Feb 11, 2025
144
Get quotes from lawyers
Find the right lawyer for your legal needs.
Submit your request and get multiple
competitive offers from
qualified lawyers.
Popular Q&A
View all Looking for something else?
Ask for advice from a lawyer