Q: I would like to return to Dubai after leaving with a debt. I have tried contacting the banks to discuss but keep being passed around. I would like a lawyer who can represent me to agree on the repayments as I cannot afford an immediate settlement. Is there such a service?

Q: I have a police case for a bounced cheque last year March 17. It was against a loan which I drew but later I changed my job. I left the UAE and came back, but before I can do something the bank felt insecurity and immediately they submitted my security cheque to the police station and put a case on me. The same day, I paid the fine and came out. Later, I joined a new company and provided the necessary documents and new security cheque. My account was then regularised (After resigning from the previous company my account was frozen) and since then everything is fine. Now, I want to settle my loan in full. I already mobilised funds needed. I want to know asap if I settle the loan in full, how the travel ban or police case will be removed? Will the bank do everything and give me a clearance letter?

Q: Hi, I have 3 credit cards with a total limit of AED 23100. Last year, because of some issues at the job, I wasn't able to manage properly. I applied for a settlement option and they asked for an amount of AED 23500 with 6 instalments. I managed my four instalments in proper time. But after that, I wasn't able to manage the payments. Now, they're asking for the entire money with interest. Please advise about the solution to solve this.

Q: Hello, Can someone advise me please on my situation? I have a personal loan which is AED 43000. What actions can be taken by the bank or police against me if I will not be able to pay? Thank you

Q: Dear Sir, I had a credit card with a bank (Islamic card). The limit is 36k and the guarantee cheque I signed mentions the same amount 36k only. Now as I am not paying and the bank is telling me they will file a civil case and travel ban on me. I want to contest as when I took the card the charge was only 340 per month now since 2019 they increased it to 1250 per month and I paid the same until November 2022. Hence I paid the bank approx 45k. My questions are: 1. Will the bank file a civil suit for 36k? 2. Will I get a travel ban immediately? 3. Will it affect my visa transfer?