Questions & Answers

Ask a lawyer
All cities, UAE

التخلف عن سداد بطاقات الائتمان والإجراءات القانونية المتوقعة

لم أسدد مستحقات بطاقة الائتمان البنكية الخاصة بي خلال الشهرين الماضيين. إلى متى سينتظر البنك قبل اتخاذ أي إجراء قانوني؟

أيضًا، لم أقدم لهم شيك ضمان. إذا ما الذي يمكنهم فعله بالضبط في هذا الموقف؟

Dr Amira Al Bastaki Advocates and Legal Consultants
Chat
Hire
Meet
7 Aug 2019, 12:38

As you are saying they don't have a security cheque, they cannot put a criminal case against you.

They can file a civil case against you, and this is taking a longer time than the criminal case.

7 Aug 2019, 12:46

Thank you.

Is there a minimum period the bank has to wait before they can file a complaint?

8 Aug 2019, 08:29

Actually this depends on the bank and the thing we know about that they need to send you a notice before filing any case.

8 Aug 2019, 09:36

Thank you very much again

I came across the following online - can you please confirm if this is correct:

'In accordance with the guidelines issued by the UAE Central Bank, a borrower needs to have missed three monthly repayments before a lender can register a police case.

https://www.thenational.ae/business/money/when-does-a-bank-file-a-travel-ban-for-loan-defaults-1.761076

Get quotes from lawyers
Find the right lawyer for your legal needs. Submit your request and get multiple competitive offers from qualified lawyers.
Looking for something else?
Ask for advice from a lawyer
It’s free and anonymous
No registration needed
Ask a lawyer