Questions & Answers
Questions & Answers
8 available 8 • View allPunishment for unpaid bank loan
39
Q: I have a case in court awaiting judgement for a bank loan case of 35'000dh.
What will be the punishment I am going to face?

Jun 6, 2017
58790
Bounced cheque consequences: criminal penalty and civil case
27
Q: Hi madam,
If a lot of cheques equal to AED 300,000 have been bounced and cases are filed and a travel ban imposed, what will be the punishments or consequences to be faced if caught?
I can't afford to pay back even 1,000 Dhs. Will I have to pay the full amount?
Please advise.
Thanks

Mar 12, 2017
39099
Penalty for a bounced cheque after defaulting on loan instalments 
6
Q: Hi Sir,
Please, I need your help.
I had a loan from FGB bank. I almost paid instalments for three years. Now, I am not in that condition to pay. There are 3 instalments due and I am getting calls from the collection and they are about to file a case.
Could you please help me to know the penalty I may get, as my outstanding amount is just AED 24K?
I have an Abu Dhabi visa, and they threatened to file a case in Sharjah.

Dec 11, 2017
12269
What happens when you fail to pay bank loan instalments?
10
Q: What happens if I failed to pay 3 instalments from my personal loan from the bank?

Jan 24, 2018
13643
Possible scenario in case of defaulting on a business loan
0
Q: Dear Ma'am,
I want to take a loan for business purpose, but if my business is no more working and I am not able to pay the monthly instalments, which type of punishment I have to face or what fines?

Mar 19, 2019
755
Depositing the security cheque by bank due to failing to pay a loan installment

2
Q: Can the bank deposit my security cheque if I fail to pay any loan installment?
How do I act in this situation?


Jun 9, 2021
446
How to avoid a case by the bank for defaulting on loan instalments?
2
Q: Hi Sir,
I have a personal loan with a UAE bank, the amount was AED 240k. I paid 6 months, the remaining amount is 200k.
My security cheque amount is AED 288k. Unfortunately, I am not getting a salary from my company so I can't pay the EMI.
Currently, 2 months are overdue, the collection department people started harassing me.
I sent all the relevant documents to the bank related to the salary issues... etc., but no help from them.
Can I know what will be the penalty & jail term for it?
Still, I am staying here in the UAE.

Jun 16, 2021
563
The possibility to deposit the security cheque for a small pending loan amount?
2
Q: Hi sir,
I need to know information regarding the below issue:
I have a personal loan of 80k. Out of that, I paid 74k so far. Last few months, I couldn’t pay due to the pandemic situation. Back home, I am supporting them as well using my salary.
I have only 5000 AED pending to pay for the loan, still, from time to time, I pay small amounts like 500AED/1000AED for the loan.
Now, the bank is threatening me to deposit the security deposit cheque for 80k. I requested one week only from them to deposit the rest, but they keep threatening me with it.
Can they deposit it just for the 5k pending amount?

Sep 1, 2021
727

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453 453 answers •
View allTerminating an employee after sick leave and claiming compensation 0
Hello,
My employer fired me under Article 44 for not showing up for work for 7 days in a row. But that’s not the case at all. I was sick and the management was aware and they let me go.
I went to another country to get treatment because it’s expensive in Dubai. My employer did not pay me my salary for the month I worked and fired me.
I have official sick leave from another country and there is correspondence where my employer sent me to another country for treatment.
The problem is that the employer says that he will take compensation for the training that was specified in the contract, but I did not undergo training at all; I immediately started work from the first day of work and there was no training.
Does my employer have the right to charge me such a fee and not pay my salary?
Feb 29, 2024
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How to make the seller hand over the tenant's security deposit to the buyer upon completing a sale? 0
Should the seller in Dubai hand over their tenant's security deposit to the buyer upon completing a sale?
Who is responsible for managing this process?
At the time of the exchange, the broker said he would follow up with the seller and collect the deposit.
He hasn’t, and the seller has not handed over the deposit.
Feb 8, 2024
414
How to deal with in-laws provoking and recording reactions? 0
Dear Sir/Madam,
My husband's family constantly provokes me and then records my every exaggerated reaction.
Now I'm worried that they might use those things against me.
Feb 8, 2024
234
How to cancel the MoU to buy an apartment with the broker if the bank did not approve the loan? 0
Hi,
I have a situation where I signed an MoU and gave my security deposit to the seller's agent. However later, the bank valuation of the property is lower than the selling price.
On my MoU, it has a clause that “the buyer has a right to cancel/negotiate if the bank valuation is not the same as MoU.” I tried to negotiate, however, we didn't agree on the price so I asked to cancel.
Now the agent is threatening me that they will not cancel the MoU and that will deposit my cheque. Later I also came to know that the person I am dealing with is not the same person whose name is mentioned as a broker in the MoU.
The agent I am dealing with is constantly messaging me with threats. I decided not to speak to him and instead, I wrote an email to the broker whose name is mentioned on the MoU but received no response.
I am on a very tight timeline as I need to vacate my apartment in 3 weeks, I found another unit but I don't know if I can pursue this while the initial MoU still not canceled.
Please, I need advice.
Feb 8, 2024
610
Employer asking for visa reimbursement after resignation: do I need to pay? 0
Hello Sir/Madam,
I have already finished my first year with my company and resigned.
My employer is asking me to reimburse the cost of my visa because I did not finish my two-year contract.
Do I need to pay? The cost is 7,000 AED.
Oct 20, 2023
795
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