Questions & Answers
Questions & Answers
11 available 11 • View allChecking records before responding to a job offer in the UAE
0
Q: Hi Ibrahim,
I want to consult regarding a criminal case and passport ban in the UAE.
Actually, I was in the UAE and I had a loan, but due to some uncertain reasons, I had to come back to India. I did not close my residence visa file and the loan.
Now, I settled all things here and I also have a job offer from the UAE. I want to come back and clear my all dues. Please guide me on this issue.
Thanks & regards,
D. D.

Mar 26, 2019
1007
Failure to pay a personal loan and consequences of the civil case


26
Q: I am an engineer and I was working in a construction company in Dubai where I am based. I have issued a cheque of AED 150,000 for a personal loan with a bank.
Due to the lack of work and the company terminated me for 2 months, I am suffering from my personal loan and the bank filed a case now.
5 months back, they filed a case which I don't know for a travel ban and I was in jailed 4 and half days. After that, I paid AED 10000 to Dubai court after they released me.
I heard that civil cases now are not punishable again by jail sentence like before. Is it true?



Jun 12, 2019
11717
Consequences of defaulting on the payment of loan EMIs
10
Q: I have a personal loan with a bank amounting to approx. 180000 (Principal) post deduction from my end of service benefits. I was terminated from work on 10 Sept 2018.
Right now I am in India. My first EMI got bounced on Feb 2019. Please help me know what is the maximum punishment by the court in such a case. As of now, I am jobless.
If I come to Dubai to search for work, will there be a travel ban to exit from the UAE?
How can I extend my stay in Dubai as I will enter the UAE on a visit visa?
Can a settlement be through the insurance company as I was terminated by the company?
As of now, there's almost no chance to get any work in the UAE. Hence I am bankrupt.
What I can do in such a case?
Will I be able to work in the UAE and get a work visa if a case is registered?

Mar 25, 2019
1546
Checking cases for unpaid loan before returning to the UAE
3
Q: How do I proceed legally on a personal loan that has been unpaid for over 5 years?

Sep 22, 2019
968
Settling a court decision from abroad after paying the loan



3
Q: Hello,
I have an unpaid loan in Dubai. The bank filed a case against me and I have already a court decision.
After paying the demand of the bank, how can I settle the court decision?
Do I need to be in Dubai for the trial?




Mar 24, 2020
1628
Settling an outstanding loan and getting back to the UAE
0
Q: Dear Madam,
Good morning to you,
I left the UAE last year in Feb 2019 on a leave to bring funds to pay some cards' payments, but unfortunately, I am not able to arrange it and I was depressed because of this matter. I didn’t get back to the UAE.
My visa ends on 25/08/2020 and I am working as a General Accountant in Dubai. I am kindly requesting you to please help and support me on this matter because I want to come and do not want them to add my name to the criminal record and not to feel guilty.
Please provide me with the best way to come back to the UAE. Looking for your kind reply.
Thanking you!

Apr 6, 2020
540
Recovering small amounts from a client and reporting the company on bad records

2
Q: One of our clients is not paying our invoices which are amounting only to AED 11,000.
It's already a year past due and they are not communicating back even their business is open and operational.
Is it advisable to seek legal assistance?
Can we report the company on Government so they can have a bad record?
Kindly advise on the best action for all small amounts.
Thank you!


Aug 18, 2020
536
How can I inspect about a cheque bounce case filed by the bank against me?
1
Q: I am a Dubai resident and I have a cheque bounce case registered against me in Abu Dhabi by a Dubai based bank.
I am struggling to find any information about the case. AD doesn’t seem to have a financial crime status check as Dubai does.
Is there a lawyer who can advise?

Mar 30, 2021
550
The expected penalty for defaulting on a bank loan and credit cards
1
Q: Hello,
I have a few queries please assist. I left Abu Dhabi last year by cancelling my visa properly. I have an unpaid personal loan and credit card loan with different banks, all together I have a debt of AED 75000.
The bank has already filed a case against me as per the email. Now, I want to know whether the bank has filed a criminal case or civil case against me because the borrowed money is less than AED 200000.
Also, I need to know whether is it possible to get no criminal record check or police clearance certificate without paying the debt.
If it’s 100% possible then please advise what will be your charge to get the no criminal record or police clearance certificate and how long will you take to get the certificate.

Apr 19, 2021
500
How can I lift an overstay ban and return to Dubai after finishing a credit card case?
0
Q: I got banned from Dubai. I have not done any criminal things. Only overstay for the residence visa. I could not renew because of my credit card and loan case.
Before the visa expired, my passport was at the police station.
In 2011, all my cases were finished in Court. Can I come back to Dubai?
Please Sir/Madam, give me a suggestion on what to do and how I can enter Dubai.

Feb 23, 2022
465
How to clear a travel ban and civil case by the bank to return to Dubai?



0
Q: Hi
I have a civil case executed in Dubai by 1 bank only and there is no arrest warrant issued.
I am outside the country and my residency is still valid can I enter UAE again, I want to pay the amount in installments cause I have work.
Will I be arrested at the airport or not if I come to Dubai?
Also, I got a job in Qatar. Can I travel to Qatar despite having a Civil Case in Dubai?
But my priority is only UAE because I have spent all my life in Dubai, UAE.
Your guidance will be great and thanks in advance.




Mar 1, 2024
523
Legal blog
3 available 3 • View allThe Consequences of Job Loss and Defaulting on Financial Liabilities 26
The management of individual financial affairs is crucial and all the actions must be weighed down while committing to any financial liability. Whether it's job loss that may have lead to financial failure or the opposite, one must be aware of the personal liability which will not diminish by paying fines for cheque bounce cases. There are two major types of liabilities, criminal liability and civil liability. Each has its own significance, hence, must be dealt with accordingly.
Feb 12, 2019
18946
What to Consider when you are Planning to Leave the UAE 1
An interview-format article covering the topic of things to consider when leaving the UAE. This is from the legal podcast of lawyer Ludmila Yamalova, the founder of Lawgical with LYLAW.
Feb 22, 2021
1284
Online POA and Other Notary Public Services in the UAE 28
With the introduction of the new procedures for obtaining a power of attorney (POA) remotely in the UAE, after it was mandatory to appear in person in front of the notary public as a global rule to ensure the identity and intention of the person requesting a POA, we put between your hands this brief guide for how you get it done.
Jun 8, 2021
19236
Laws & Regulations
3 available 3 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47948
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148521
Federal Decree Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 Concerning the Commercial Transactions Law 4
The provisions of this Decree by Law amend the Federal Law No. (18) of 1993 by replacing Clause (4) of Article (379) as well as Articles (600), (617), (641), (642), (643), (644), and adding new articles numbered (635) Bis, (641) Bis (1), (641) Bis (2), (641) Bis (3), (641) Bis (4), (643) Bis (1), (643) Bis (2), (644) Bis (1) and (644) Bis (2). The Decree-Law also repeals Articles (401), (402) and (403) of the Federal Law No. (3) of 1987.
Sep 27, 2020
3550

Other answers by
Payment recovery for delay in the delivery of purchased property 0
Hi,
I need to hire a property lawyer.
I have purchased a property that is still under construction. The handover was supposed to be May 2018 and it has been delayed for over 18 months.
Can you please advise what is the average fee to the lawyer and any upcoming fees?
I would like to either receive compensation for the delay or terminate the SPA and receive what I have paid.
Thanks
Nov 10, 2019
404
Termination of services due to cost-cutting 0
My company terminated my services without any reason except for what they told me that they are cost-cutting.
What are the complete benefits that they have to pay to me beside the gratuity?
I worked there for 3 years.
Nov 10, 2019
972
Court fee for filing civil case of cheque bounce 6
What is the total fee for instituting a civil case for a bounced cheque of AED 4 million?
Nov 8, 2019
4889
Mutual Termination vs Resignation 1
Is it possible to request a mutual termination of the contract from the employer?
My employer recently asked me to submit a resignation. Since it's not legal for him to do this and since I don't mind leaving the company for better opportunities, is it legal for me to request a mutual termination of contract letter?
What are the important things that should be stated in the letter?
Nov 9, 2019
1720
Termination for non-performance and claim for arbitrary dismissal 2
Hi,
I am the GM of a company in the Internet City and the VP Sales MEAA.
My contract has been terminated after 13 years due to some results that did not meet the company expectations.
No process was followed prior to termination. I wish to know if I will have a claim for arbitrary dismissal.
Regards
A. D.
Nov 5, 2019
1116

Premium
Other answers by
How can we claim our money back if the cheque we received have bounced for insufficient funds? 0
We received a cheque which has now bounced. We have tried for over a month and a half now to get a new cheque from the person, and every day he says the next day.
We need the money now. We have been to the police station, and they said they can not do anything as the reason the cheque bounced is "Insufficient funds."
We have been to Al Barsha - Dubai Courts, and they said there is nothing they can do about it.
We are not sure what we can do. We need the money asap to pay our kids' school fees, let alone all the interest we have lost.
Apr 28, 2025
34
After 11 months of work, how many leave days is an employee entitled to? 0
Hello,
I want to inquire regarding my leave privileges. I am now 11 months in my company. How many leaves am I privileged to?
Based on Decree-Law No. 33 of 2021 regulating labour relations and its executive regulations, you are entitled to a paid weekly rest for not less than one day, as specified in the work contract or the work regulation.
The Council of Ministers may increase the weekly rest day stipulated in this article. The Decree-Law and its executive regulations also stipulate that you are entitled to an annual leave with full pay as follows:
- Thirty days for each year of your extended service.
- Two days per month in respect of any employee with more than six months and less than one year of service.
- Leave for parts of the last year of your service in case it is terminated before you use your annual leave balance.
Now my question is: do I have 22 days I can use? Can someone explain to me in detail?
Thank you!
Apr 28, 2025
31
What can I do if I got a judgment in absentia for selling medicine without a license? 0
I got an order of 6 months imprisonment and deportation for a judgment in absentia by the Sharjah court for selling medicine without a license. I was not involved in the case directly; my friend used my car, and he had my bank card.
They made a confession that they were working for me and made a false claim that they had transferred money to me. As I am outside the country, I came to the UAE to solve my case.
I got detained at the airport, and the CID asked me some questions. I mentioned they didn’t transfer me a single Dihram, so he let me go, as the case was already open for appeal.
In the first instance court, they gave me the same verdict, then I appealed and attached documents like bank statements and my company details, which were not mentioned before.
They gave a date for the judgment, but it was not issued, and they gave the next date. I have been suffering a lot for the last 3 months here in the UAE and for 6 months back home.
So my question is that what will happen next?
Will the case be open for retrial, and will the CID be convinced by my logic?
Can they drop charges, or now the court decide only?
Apr 25, 2025
41
Can I keep my daughter's physical Emirates ID if the custodian already has the digital copy? 0
Hello,
Can I keep my daughter's physical Emirates ID with me? I already provided the digital copy to the custodian, my ex-wife.
Or should I hand it over to her?
Apr 24, 2025
30
What legal action can a company take to recover an amount from a non-paying customer? 0
Hello,
We are a building materials trading company based in the UAE. We supplied materials worth AED 50,000 to a customer around 8 months ago, but despite repeated follow-ups and reminders, no payment has been made to date.
We would appreciate guidance on the following:
1. What legal action can we take to recover the amount?
2. What documents should we have ready (e.g., delivery notes, invoice, emails)?
3. How long does the legal process typically take in the UAE for such cases?
4. Is there a recommended timeline or deadline after which legal steps should be initiated?
Thank you in advance for your advice!
Apr 25, 2025
49
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