Questions & Answers
Questions & Answers
8 available 8 • View allPenalty for a bounced cheque after defaulting on loan instalments 
6
Q: Hi Sir,
Please, I need your help.
I had a loan from FGB bank. I almost paid instalments for three years. Now, I am not in that condition to pay. There are 3 instalments due and I am getting calls from the collection and they are about to file a case.
Could you please help me to know the penalty I may get, as my outstanding amount is just AED 24K?
I have an Abu Dhabi visa, and they threatened to file a case in Sharjah.

Dec 11, 2017
12271
I have an unpaid bank loan. How can I check if the bank raised a case against me?

1
Q: Hi ,
I left UAE during the financial crisis 2009 because I got laid back by my employer and I could not pay back my bank loan. The bank collection agents contacted me few times but I couldn't reach an agreement with them as I am facing financial difficulties as a single parent for 2 kids currently not working.
l want to go back to the UAE for a job offer. I need help finding out if the bank has raised a case against me and what is my current status and legal options to be able to work in the UAE.


Nov 15, 2017
6122
What to do if you have a police case due to an unpaid bank loan
2
Q: Hello Sirs,
I badly need help. I was terminated from work due to a bad market situation to cut the cost. They let me use the company visa until I get a permanent job but the market situation is really bad. They informed me that the management has decided to cancel all pending visas of terminated people including mine.
When my passport and documents were submitted to JAFZA, the cancellation was rejected due to a police case due to non-payment of a bank loan. I am so afraid they will catch me and put me directly in jail...
If so, how can I start again and look for a new job to repay my loans? Please, I beg you help me... I'd been in a very painful stage of life losing everything... please help me...
Thank you so much in advance.

Jul 17, 2017
2680
Bank debts must be settled to avoid legal actions
0
Q: I have bank liabilities overdue, and due to a medical issue, I was unable to go back to the UAE.

Nov 2, 2017
610
How to act against a civil case for a bank loan
4
Q: Sir,
What will be the procedure when the bank initiates a civil case on a personal loan?

Jan 31, 2019
4177
Unpaid car loan and possibility to return to the UAE
8
Q: I had taken a car loan from a finance company and couldn't pay back completely.
However, a case was filed and I paid the fine given by Dubai Courts in July 2017 and left the country in December 2017.
My car has been impounded for not renewing the license.
Can I come back to Dubai? Will there be an issue?

May 21, 2019
6295
Checking a travel ban due to outstanding loan before entering the UAE

1
Q: My friend has left the UAE in 2018 without closing his personal loan (28000 balance). He got an interview chance there and would like to go back.
He is ready to repay the amount once he gets the job. Is there any ban on him?
He needs to close one credit card payment also which is pending.
Please help


Aug 23, 2019
463
What happens if you get arrested at the airport for an unpaid loan?
4
Q: Good day,
If I have an unpaid loan and went to Dubai and got arrested at the airport, what will happen next?
If I have a job offer, how long will I be arrested?
Please can you explain some details?

Jan 21, 2020
1846
Laws & Regulations
2 available 2 • View allFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
Dec 8, 1987
47911
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
Dec 15, 1985
148378

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How to cancel the MoU to buy an apartment with the broker if the bank did not approve the loan? 0
Hi,
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Employer asking for visa reimbursement after resignation: do I need to pay? 0
Hello Sir/Madam,
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Oct 20, 2023
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