How can I recover money from a colleague who blocked me and refuses to repay?

You can file a financial case in the civil court to recover your money.

Dear Inquirer,

Thank you for reaching out!

Given that you have clear evidence of the loan, such as bank transfers, WhatsApp messages, and the borrower’s Emirates ID, you may have a strong case to initiate a legal claim for recovery.

If the amount exceeds a certain threshold, it may also qualify for a criminal complaint under breach of trust or fraud.

We recommend taking swift legal action to protect your rights and begin the recovery process.

You may book a consultation through our website or authorize our office to handle the case on your behalf.

Best regards,

Dear Questioner,

Thank you for reaching out to us!

Based on the information you’ve provided, including the bank transfer records, WhatsApp conversations, and Emirates ID copy, you have a strong foundation to initiate legal action against your former colleague.

In such cases, the recommended legal course of action would be:

- Filing a police complaint at the nearest police station in the jurisdiction where the transaction occurred. The police can summon the individual for investigation.

- If the police complaint does not result in repayment, you may file a civil case through the court to claim the amount based on your documented evidence.

- If the amount is below AED 50,000, the Small Claims Tribunal may also be a quicker and more efficient route.

We recommend scheduling a consultation to assess the full case file, determine the best strategy, and discuss the exact legal fees and procedures.

Please let us know if you wish to proceed with a consultation. The consultation fee is AED 500, deductible from the total fees should you choose to continue with us.

Best regards,

Mohammed Salah

Legal Consultant

Dear Client,

Thank you for sharing the details!

Since you have clear proof of the loan, including bank transfer records, WhatsApp messages, and his Emirates ID, you have strong grounds to take legal action.

I recommend you:

- File a police complaint for breach of trust at the nearest police station, submitting all your evidence. The police may attempt mediation, but if he refuses repayment, the case can proceed criminally.

- If the police route does not resolve the issue, you can file a civil case in court to recover the amount owed. A court judgment will help you enforce repayment through legal measures.

If you would like, I can assist you with preparing the complaint, drafting a demand letter, and guiding you through the process.

Please let me know how you would like to proceed.

Best regards,

We can help you send him a legal notice. If he doesn't pay, we can ban him from traveling and file a lawsuit to recover the amount.

So, contact us on 0547111657

Dear questioner,

If you have proof that you had transferred the money and he promised to return it, then with that evidence, we can initiate a case against him.

If you need more details, please share your WhatsApp number.

You can file a civil case to recover your money using your proof (bank transfer, chats, ID), and you may also file a police complaint for fraud or breach of trust.

Send a legal notice demanding repayment.

If you have clear evidence of the transaction (such as bank transfer records, WhatsApp conversations, and a copy of his Emirates ID), you can take legal action to recover the amount.

The first step is to attempt an amicable settlement, and if that fails, you can file an official complaint with the police.

If the payment is still refused, you can take the case to court to claim your rights.

We specialize in financial and debt recovery cases. Feel free to contact us via WhatsApp for precise legal advice and to guide you through the necessary steps.

Okay, based on what you shared, you have a good chance to prove your case. We can assist you.

Step 1: Send a Legal Notice (Demand Letter)

A lawyer should send him a formal notice demanding full repayment within 5–7 days. This shows seriousness and gives him a final chance to avoid court.

Step 2: File a Civil Lawsuit

If he fails to respond, file a civil claim with:

- Bank transfer slip,

- WhatsApp screenshots,

- Emirates ID copy, and

- Any admission from him about the debt.

Step 3: Optional – File Criminal Complaint

You may also file a police report for breach of trust if:

- He made false promises to obtain money,

- And you want to exert pressure for repayment.

Please feel free to share your WhatsApp number for further information.

Dear Sir/Madam,

Thank you for contacting us!

Based on the available evidence, you may file an official complaint with the police to recover the amount.

We provide legal consultancy and full legal representation services, assisting you in filing cases, following up on procedures, and negotiating to achieve the best outcomes.

To schedule a free 30-minute legal consultation, please contact us.

Best regards,

Alya Alzeera

Lawyer & Legal Consultant – Licensed in the UAE & Bahrain

You can file a criminal complaint with the police or Public Prosecution for breach of trust under the UAE Penal Code, supported by your evidence, and it is advisable to appoint a lawyer to file a civil case afterward to recover the amount and protect your legal rights.

For more details, contact us on WhatsApp [-----------].

Thank you for reaching out with your situation!

Based on what you’ve shared, you have strong evidence to pursue recovery of the amount loaned to your former colleague.

The fact that you have bank transfer records, WhatsApp messages, and his Emirates ID strengthens your position significantly.

In the UAE, a debt owed backed by clear proof, such as bank transfers and documented communication, is enforceable.

Here is the practical legal approach you can take:

- Formal Demand Notice:

I recommend first sending a formal legal demand notice to your former colleague. This notice will clearly state the outstanding debt, attach the evidence you have, and request immediate repayment within a specified timeframe. This step often motivates debtors to settle before further legal action.

- Filing a Police Complaint:

If the demand notice is ignored, you can file a formal complaint with the police for recovery of the debt. Given the proof of the transaction and refusal to repay, the authorities can open an investigation. Your complaint may be classified as a civil dispute or a criminal matter, depending on how the case unfolds.

- Civil Court Claim:

Alongside or following the police complaint, you can initiate a civil claim for debt recovery in the Dubai Courts. This will enable you to obtain a judgment confirming the debt and enforce payment through legal mechanisms such as asset seizure or salary attachment.

- Legal Representation and Follow-Up:

Having an experienced attorney to handle the demand notice, filing, and follow-up is key to efficient recovery. I can assist you in drafting the formal notice, representing you before police and courts, and strategizing to maximize your chances of swift repayment.

Your situation calls for a firm but professional approach to assert your rights and recover what is owed. I invite you to appoint me as your attorney so I can start immediately by preparing the demand notice and guiding you through the next steps.

Please feel free to contact me via WhatsApp or phone at [------------] to discuss your case in detail and secure your appointment. Together, we will work towards recovering your funds efficiently.

Thank you for contacting us via Legal Advice Middle East!

Your situation is a textbook case of personal loan default backed by clear proof—a matter we’ve handled multiple times, including one identical case where the borrower blocked communication and mocked legal consequences. We successfully recovered the funds through a civil claim supported by WhatsApp messages, transfer proof, and ID documentation.

There are two legal paths available. The primary and most effective route is to file a civil claim before the competent court requesting repayment of the loan, based on your transfer records, message trail, and the borrower’s identity.

The second is to lodge a criminal complaint for breach of trust or deceit, depending on the content of the conversation and his intent when borrowing.

The most strategic step now is to prepare a formal legal notice as a pre-litigation step, then proceed with filing the civil case.

If the amount is below a certain threshold, it may qualify for fast-track recovery. The fact that he challenged you to "go to the police" strengthens your case by proving willful refusal to settle.

We recommend acting without delay to avoid potential disappearance or absconding, which we’ve seen in past cases. We are prepared to assist you in drafting the legal documents and filing the claim immediately.

To move forward, please share the transfer receipts, message screenshots, and his Emirates ID. Our legal consultants speak Arabic, English, Russian, Hindi, and Chinese and will handle your case with full confidentiality and precision.