أسئلة وأجوبة
Is it still applicable to file a complaint with the police for a bounced cheque?
Is it still applicable to file a complaint with the police for a bounced cheque?
Just in case, it returned due to a forged signature.
Dear Client,
Thank you for your inquiry regarding bounced cheques. We understand that such situations can be both stressful and complex, and we are here to assist you.
Legal Update on Bounced Cheques in the UAE:
Recent amendments to the UAE Commercial Transactions Law have changed how bounced cheque cases are handled:
Insufficient Funds: If a cheque is returned due to insufficient funds, it is generally no longer treated as a criminal offense. Instead, the matter is pursued as a civil case, and you can file a claim directly with the civil courts to recover the amount.
Other Reasons (e.g., Account Closure, Stop Payment): If the cheque bounced because the account was closed, or a stop-payment order was issued, criminal complaints may still be applicable, and you can file a report with the police.
How We Can Help:
Case Assessment: We offer a thorough review of your situation to determine the best course of action-whether civil or criminal.
Filing Complaints: Our legal team can assist you in preparing and filing the necessary documents, either with the police or the courts.
Representation: We provide professional representation throughout the legal process to protect your rights and interests.
Negotiation and Settlement: We can also facilitate negotiations with the issuer of the cheque to seek an amicable resolution, if appropriate.
Next Steps:
Please contact us to schedule a confidential consultation. If you have the bounced cheque and any related correspondence, kindly bring them to your appointment.
We are committed to providing you with clear guidance and effective legal support. Let us help you resolve this matter efficiently and professionally.
Let me know if you would like this tailored further or require additional information.
Generally, bouncing a cheque due to insufficient funds is no longer a criminal offense in the UAE. The focus has shifted towards civil remedies for recovering the debt.
For cheques bounced due to insufficient funds, you can directly file an "execution case" at the Execution Division of the Dubai Courts.
You will need to submit the original bounced cheque, the bank's return memo, and follow the court's procedures.
We will let you know the procedures to be undertaken in detail. Kindly share your WhatsApp number to discuss further.
Greetings,
Yes, it is still possible to file a police complaint for a bounced cheque in the UAE. However, the legal approach may vary depending on the cheque amount, the emirate involved, and any prior civil or criminal proceedings.
To determine the best course of action for your specific case, we recommend booking a consultation with Future Vision for Advocacy and Legal Consultancy or authorizing our office to represent you.
Dear Questioner,
Thank you for your inquiry.
Yes, it is still applicable to file a complaint with the police in the UAE for a bounced cheque, although the legal process has undergone some changes in recent years.
Current Legal Position in the UAE
Under Federal Decree-Law No. 14 of 2020 (effective from 2022), the law regarding bounced cheques has been partially decriminalized, but not entirely. Here’s how it currently works:
If the cheque amount is below AED 200,000 (in most Emirates), it is typically treated as a civil violation, and the matter can be resolved by paying a fine without jail time.
For higher amounts, or in cases involving fraud, bad faith, or closed accounts, the cheque can still be considered a criminal offense, and a police complaint can be filed.
How We Can Assist:
- Our legal team can support you with:
- Filing the police complaint efficiently
- Drafting supporting documents or legal notices
- Advising on civil recovery options for the cheque amount
- Representing you before relevant authorities or courts if necessary
Please share the bounced cheque and any related documents so we can review and guide you through the next steps.
Kind regards,
Mohammed Salah
Legal Consultant
Hello,
Yes, in the UAE, you can still file a complaint with the police for a bounced cheque.
You can file a complaint at the nearest police station or use the UAE Police mobile app for online reporting, especially if the amount involved is significant.
