We applied for a mortgage and signed Form F but failed to secure it due to job loss. What can we do?

أسئلة وأجوبة

What would happen if Form F expires before the buyer receives mortgage approval?

Q: Hi, I would like to know what would happen if Form F expires before the buyer receives mortgage approval. Thanks in advance!

2024/03/21

1004

We signed MOU to purchase a house on a mortgage and it got delayed. Can the seller ask for compensation?

Q: Hello to all. We are purchasing a house with a home loan. We signed the MOU on 31/10 and unfortunately, it took the bank approximately 2 months to complete the whole process. Now the MOU has already expired and the seller is asking for an additional 10% security deposit as compensation for the delay. It is not our fault as we don't have control over the bank approvals. Can they do that? Are we protected from DLD in this matter as the property is under mortgage? Thank you

2025/01/06

163

Can I still cancel my form-F contract after 20 days if I don't get a loan?

Q: Dear Sir/Madam, I have a form-F contract with a seller. The contract says that if I do not get a loan, I can cancel the contract after 20 days. I spoke to my agent on WhatsApp, and I was still within the 20-day period. On the 24th day of the contract, I sent an email to my agent to cancel the contract. However, he said that I am now 4 days late. He also mentioned that the sale is cash. After all of this hassle, I see that he is being difficult with me, even though he is my agent. He now says that we still have 18 days to sign the contract, and if I do not sign, he will hand over my security deposit check to the seller. I do not want to lose my 10% deposit, so I am looking for options. I found a friend who wants to buy the villa, but he does not want to apply for a NOC from the developer under a different name. The agent is being difficult and rude to me. Can someone help me with some advice? Also, the agent I have been in contact with is not the same agent who signed the contract. I do not even know this person.

2023/07/10

1267

قوانين وتشريعات

3 متاح 3 • عرض الجميع

Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

1985/12/15

148651

Law No. (13) of 2008 Regulating the Interim Property Register in the Emirate of Dubai

This Law establishes interim property register in which sale contracts, off-plan sales, and other off-plan legal dispositions of real property are registered prior to inclusion in the property register maintained by Dubai Land Department.

2008/08/14

4878

Law No. (9) of 2009 Amending Law No. (13) of 2008 Regulating the Interim Property Register in the Emirate of Dubai

The provisions of this Law supersede articles (2) and (11) of Law No. (13) of 2008 Regulating the Interim Property Register in the Emirate of Dubai.

2009/04/12

3152

متميز

راشد عبيد

إجابة أخرى من

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Is it obligatory to issue an invoice for my customer to process his down payment?

Hello sir, Is it obligatory to issue an invoice for my customer to process his down payment? Our system doesn't allow us to issue an invoice unless the goods exist in our inventory. We also require this advance or down payment as confirmation of his order. My customer is insisting on issuing him an invoice and says that this is required by UAE laws.

2025/05/29

Can I challenge my child's custody again after losing the first trial and appeal?

Hello, Is it possible to try again to challenge my child's custody even if I lost in the first trial and appeal?

2025/05/29

Can my husband take our 2-year-old daughter abroad without my consent?

Hello, My husband has been threatening that he will take my 2-year-old daughter to Pakistan and leave her there with his family. He has said this several times and has confirmed to my dad that he will be taking my daughter in the coming few weeks. We are both on his sponsorship. What are my rights in the UAE? Can my husband travel with a minor without the mother's consent? How can I stop him from taking my daughter to Pakistan? Do I have any legal standing if I am under his sponsorship?

2025/05/29

Tenant demanding more than RDC verdict. Must I pay before the execution file is issued?

Good day, I am a landlord, and my tenant filed a case with the RDC. The verdict was in his favor, and I am to pay the financial claim, which is the fees and expenses of the case. The tenant asked for a specific amount, which is higher than the official receipt that the RDC provided. So, I have paid that exact amount directly to the tenant. Naturally, the tenant asked for more. May I ask for guidance regarding the procedure? It has not been 15 days since the verdict, so I have been told by the RDC that the case is not final, and I must wait for the execution file to determine the exact amount. While I am happy to wait for that, my tenant has been threatening to open an execution file if I do not pay before the 15th day. She mentioned a travel ban as well. I feel lost and uncomfortable with the situation. Please help me understand the procedure.

2025/05/29

UAE credit card was used fraudulently abroad. Bank and police won’t act. What can I do?

Hello, I had a fraudulent and unauthorized transaction on my credit card, but the bank is saying no action can be taken as it happened outside the country. We approached the police, but they are saying to proceed legally as it happened outside the country.

2025/05/28

متميز

أحمد علي أحمد

إجابة أخرى من

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Request for legal guidance regarding employer harassment and premature asset retrieval demand (1)

Respected Law Team Members, I am writing to seek genuine legal advice and guidance for our friend regarding an ongoing issue with her employer. On 23rd May 2025, she received a termination notice via WhatsApp from her sponsor, which clearly states that she is required to complete her handover by 20th June 2025. Since receiving the notice, however, her sponsor has been repeatedly contacting her via WhatsApp and phone calls, pressuring her to immediately return the company laptop and office cabinet keys, despite the agreed-upon handover date. In addition, she has been verbally accusing my friend and making threatening remarks, creating a hostile environment, and causing her emotional distress. To clarify her legal position, she contacted MOHRE, who advised her to reshare the termination notice to the lady employer about the handover date (20th June 2025) as she outlined in the (Cont-1)

2025/05/30

Can I get a new job and employment visa while under a false embezzlement case and travel ban?

Hello, My previous employer filed a case against me for embezzlement and imposed a travel ban. I know for myself it was all a lie, but since the case is already filed and the police investigation is still ongoing, I need to find a job. However, first, I am worried that my new employer will come to know I have an active case. Second, I am worried that I cannot get an employment visa. Can someone help me?

2025/05/29

Is it obligatory to issue an invoice for my customer to process his down payment?

2025/05/29

Can I challenge my child's custody again after losing the first trial and appeal?

Hello, Is it possible to try again to challenge my child's custody even if I lost in the first trial and appeal?

2025/05/29

Deported after being acquitted in a drug case. Can I apply to have the deportation lifted?

Hi, I am an Indian and have been working in Dubai for the last 8 years. I had a criminal case (drug case). I proved my innocence in court and was released from jail after 10 months, but the federal authority deported me from the country. Can I remove my deportation?

2025/05/30