أسئلة وأجوبة
I have a pending loan and a credit card due to job loss. How to reach an easy payment plan?
I have a personal loan and a credit card and due to job loss, I was struggling to find a way to pay the dues. I have 3 months' dues left and my credit card as well is pending.
I did inform the bank about the job loss, however, they have bounced the cheque and a travel ban has been initiated.
Now I'm paying back the dues little by little, however, the bank called and asked me to pay an amount that I cannot afford at this moment.
They are proceeding with the full amount recovery procedure. Recently, I have acquired a low-paying job and have asked the bank to give me 2 months of time to stabilize things.
However, they refused and said they could not.
What can I do here?
Please suggest a way out here.
My last visa got canceled and currently on a visit visa. Will I be able to get an internal visa extension here?
I want to continue here in the UAE, but the bank is making my life hell and giving me mental breakdowns and torture by collection calls.
Greetings.
You can submit an installment request with a payment plan to the bank, and we can help you negotiate with the bank.
We are honored to provide you with legal support. For further inquiries about your topic, you can come to our office or contact us on WhatsApp.
We understand your situation. Try to negotiate a payment plan with the bank that is manageable for you.
Be honest about your financial situation and explain that you are making every effort to repay the debt. You may be able to work out a reduced payment plan or a settlement agreement.
Normally, banks might have certain policies that will protect the interests of individuals who struggle during job loss.
The repayment plan with the court will not be changed according to the demands of the bank.
We can approach the court to get approval for the easy payment option. We will let you know the procedures in detail.
Kindly share your WhatsApp number to discuss this further.
Please provide us with the execution number to review the execution amount and respond to your esteemed self regarding the possibility of filing an execution dispute.
Please provide us with your financial position and assess the possibility of a settlement with the bank in the execution file.
Dear questioner
If you have a confirmed job offer then we can request with the court for visa approval, in between we need to file an objection in court to quash the case as well then apply for a fair installment plan.
If you need our assistance in your matter, kindly share your Whatsapp number.
