Q: Hello, It's been more than one year since all three bank accounts in Dubai were frozen suddenly without any notice. When I started to inquire regarding it I got the answer that my bank accounts are frozen by the Central Bank of the UAE. Although accounts are debit-frozen only. I had some heavy transactions in one of my accounts and there is a huge amount stuck in my bank accounts. I am willing to hire a lawyer or consultant who can assist me in releasing the funds from my accounts. I am currently out of the country but I still hold UAE residency. Please let me know if anyone can help me with this.

س: مرحبا، لدي سؤال بخصوص الموقف الذي أنا فيه. أمرت المحكمة البنك بتجميد حسابي لأنني مشتبه في أنني استخدمت أموالي لشراء مواد محظورة (أدوية). الحكم النهائي لم يصدر بعد. هل سأتمكن من فتح حساب جديد؟ أو حساب تجاري جديد؟ حساباتي التجارية الحالية تعمل دون أي تجميد أو مشكلة. أود أن أعرف إلى أي مدى أنا ممنوع من التمويل في الإمارات العربية المتحدة. هل التجميد الحالي على هذا الحساب الشخصي فقط؟ أم أنه يقع علي شخصيًا ولا يسمح لي بإصدار أو تشغيل أي شيء حتى يصبح الحكم نهائيًا؟ أيضًا، بالنسبة للمبلغ المجمد في الحساب المصرفي، هل هناك أي فرصة لعدم الإفراج عنه؟ أنا لست متهمًا بإعادة البيع أو البيع أو القيام بأي أنشطة مالية أو مالية غير قانونية. أنا متهم بالاستخدام الشخصي لمادة طبية محظورة وشراء المادة المحظورة للاستخدام الشخصي.

Q: Dear Sir/Madam, Can the bank freeze/restrict my account without any notice or communication? Even when I reached out for the reason, they didn’t respond. P.S. I don't have a loan, I don't have credit cards, I haven't changed jobs, and I've had the account since 2021 with almost identical transactions for the past three years.

Q: Hi, I have a rental case in Sharjah, and I appealed for a 30% down payment and 6 installments. The Honorable Judge approved my request, and I have a copy of the order. However, at the same time, the landlord approached the court and obtained another order to seize my bank accounts. My bank account is now frozen, and I can't receive my salary. Is this proper procedure? Is it possible for two orders to be passed in a single case? Can I request the landlord to withdraw the bank account freeze because I need to honor the 30% down payment judgment? Kindly help with a solution.

Q: Good day, I posted my case here about a bounced cheque. Now, the debtor has reached out, asking me to unblock him temporarily because his accounts have been frozen and his cars will be seized. He said he would handle it from his side. He has a history of making excuses, but I want to get paid as soon as possible. Should I just ignore it, as he did with my money, or is this temporary unblocking impossible, requiring me to go through the process again?

Q: Dear Lawyers, It’s been two weeks since a bank restricted my account (Debit only) without any notification or warning. My account status shows as active though. I have made countless calls, visited the branch 3 times, and raised a complaint (which was closed by the bank without resolving the issue) too but no response at all. They give the same reply every time whether you call the helpline or visit the branch. No one knows the reason why it’s restricted and every time it is the same reply: “Please wait, we have sent the reminder to the concerned department” from the last two weeks. I have no cases, no liabilities to pay, and have evidence of all the transactions carried out on my account. I just want to know what steps I can take to at least understand the reason behind the restrictions. It seems like the people working at that bank don’t even care. It’s really depressing how they have been treating their customer for the last two weeks.

Q: Hello, I received an SMS and email from A bank stating that my bank account is on hold as per a Dubai Court order. I only have AED 2,000 left in my account, which is for my treatment and medication because I have breast cancer. I lost my job last year and was unable to pay my personal loan installment with B bank. It was B bank that filed a case and a travel ban with Dubai Court. But how can Dubai Court put a hold on my A bank account, even though the case is with another bank (B bank)?

Q: I have a RERA case against me, and an order has been passed. I want to know the following: 1: How can I check if my bank has an order for salary deduction? 2: Will any other payments coming into account also be deducted?

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.