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Can the payee of a cheque use a photo of a cheque I sent a picture of it on WhatsApp?

Greetings,

I shared a photo of a cheque with the payee for verification purposes only, not for deposit. Our WhatsApp communication has been clear on this.

I recently found out that it may be possible to encash a cheque using a photo or printout instead of the original cheque…

Now, I worry the person may actually deposit the cheque using the photo I shared.

Is this possible or plausible, would this be a fraud?

Should I preemptively block the cheque?

The jurisdiction is Dubai.

I still have the physical cheque in my possession.

Thank you in advance for your input.

متميز
إيمان آل علي للمحاماة والاستشارات القانونية
دردشة توظيف
اجتماع
7 Mar 2024, 10:27

Good day

It is required to present the original physical cheque in order to encash it.

For additional information and further legal advice, please don't hesitate to reach out to us via WhatsApp. We're here to assist you.

متميز
جاسم علي الحداد للمحاماة والاستشارات القانونية
دردشة توظيف
اجتماع
7 Mar 2024, 10:29

Dear Inquirer

We are pleased to serve you and address your inquiries.

We recommend contacting your bank to inform them not to process the cheque without presenting the original copy.

Let them know you have the original and make a cheque-stop payment request to prevent the cheque from being cashed without contacting you before passing the transaction.

These steps will help protect you and hold the bank accountable in case they act against your instructions.

Please contact us via email or call our offices in Dubai or Sharjah.

Jasim Al Haddad Law Firm Legal Counsel and Consultations

 

TA

متميز
علوي الجابري للمحاماة والاستشارات القانونية
دردشة توظيف
اجتماع
7 Mar 2024, 13:09

If your chat clearly shows that it's just for verification then it can help you in making your case strong.

But still, you have to make a strong memorandum and we will assist you in this matter.

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