أسئلة وأجوبة
أسئلة وأجوبة
3 متاح 3 • عرض الجميعكيف يمكن التعامل مع غرامات السداد المتأخر لأقساط العقارات المشتراة؟
2
س: السادة الأعزاء،
رمضان مُبارك عليكم.
أكتب إليكم للاستفسار بشأن ما يلي. لقد اشتريت شقة في إمارة دبي عام 2016. وكان من المقرر أن يتم التسليم في عام 2020، لكن المشروع لم يكتمل حتى الآن.
لقد دفعت أول خمسة أقساط ولكن بعد ذلك واجهت مشكلة مالية، ولذلك لم أتمكن من سداد أقساط 2018 و2019 التي يبلغ مجموعها 140 ألف درهم.
لقد دفعتها مؤخرًا وأصبحت الآن مستوفاة، ومع ذلك، لقد أرسلوا ليّ في الوقت الحالي فاتورة بقيمة 700,000 درهم إماراتي كرسوم سداد متأخر. تبلغ قيمة العقار نفسه 1.2 مليون درهم.
ما الذي يمكن فعله بخصوص هذا الأمر؟ لقد أصبحت مريضًا بسبب التوتر.
شكرًا لكم.

2021/04/25
1392
التخلف عن سداد أقساط عقار تحت الإنشاء وإنهاء اتفاقية البيع والشراء
3
س: لقد حجزت وحدة تحت الإنشاء مع مطور عقاري منذ ثلاث سنوات. لقد دفعت 30٪ من قيمة العقار أثناء البناء و70٪ كانت مستحقة منذ شهر يناير من هذا العام.
عندما حجزت الوحدة، كنت أخطط للحصول على تمويل من أحد البنوك حتى أتمكن من سداد 70% من المدفوعات لأنني كنت أعمل لدى شركة شبه حكومية.
لكنني فقدت وظيفتي وانخفضت درجتي الائتمانية بسبب التخلف عن سداد مدفوعات التمويل ولم أستطع الحصول على تمويل من البنك.
لقد تواصلت مع المطور العقاري وطلبت منه استرداد الأموال أو تغيير خطة السداد، لكنه قدم لي خطة تقسيط لمدة خمس سنوات ورفع السعر، وهو الأمر الذي لا يمكنني تحمله.
إنني لست في وضع مستقر مع وظيفتي الحالية وقد أعطتني الشركة إجازة غير مدفوعة الأجر لمدة ثلاثة أشهر بسبب الأوضاع الناتجة عن فيروس كورونا.
لقد أكمل المطور العقاري 100٪ من البناء وأرسلوا لي شهادة إتمام البناء في شهر يناير من هذا العام وفي الوقت الحالي يحسبون 3٪ رسوم تأخير الدفع كل شهر وفقًا لاتفاقية البيع والشراء.
في الوقت الحالي ليس لدي أي مصدر دخل. هل يمكنني استرداد المبلغ من المطور العقاري حتى أتمكن من تغطية نفقاتي؟

2020/05/05
2166
Late fees and plot area discrepancy. What to do?
1
Q: Good evening,
I purchased my off-plan property in 2017 and paid only 5% of the total value. After 6 months, I informed the developer via email that I no longer wish to continue with the purchase.
However, on 16/2/2023, I received a notification from the Dubai Land Department stating that I must settle my outstanding payments within one month.
My question to you is whether I am eligible to pay any late penalty fees, considering that the developer failed to complete the project on time.
Additionally, on my SPA, the plot area was stated as 3509 sq. ft, but upon measuring it, I found that it was actually less than 2400 sq. ft.
At the time of purchase, they charged an extra 200,000 AED, and are now counting late payment penalties at a rate of 1.5% per month.
Given these circumstances, what should I do?
Can you guide me? Also, how can I contact you in person?
Waiting for your kind reply.
Thank you!

2023/03/16
147
قوانين وتشريعات
3 متاح 3 • عرض الجميعLaw No. (13) of 2008 Regulating the Interim Property Register in the Emirate of Dubai 1
This Law establishes interim property register in which sale contracts, off-plan sales, and other off-plan legal dispositions of real property are registered prior to inclusion in the property register maintained by Dubai Land Department.
2008/08/14
4830
Law No. (9) of 2009 Amending Law No. (13) of 2008 Regulating the Interim Property Register in the Emirate of Dubai 2
The provisions of this Law supersede articles (2) and (11) of Law No. (13) of 2008 Regulating the Interim Property Register in the Emirate of Dubai.
2009/04/12
3122
Executive Council Resolution No. (6) of 2010 Approving the Implementing Bylaw of Law No. (13) of 2008 Regulating the Interim Property Register in the Emirate of Dubai 3
This Resolution approves the Implementing Bylaw of Law No. (13) of 2008 Regulating the Interim Property Register in the Emirate of Dubai.
2010/02/14
5125

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عرض الجميعIs a bounced rent cheque case considered a criminal record for U.S. visa applications? 0
Hello,
My rent cheque was bounced, and my landlord filed a case against me in Sharjah Court. I received a fine of 2,000 AED, which was later reduced to 1,000 AED upon appeal.
Does this case count as a criminal conviction under UAE law, or was it handled as a civil matter?
If I apply for a U.S. visa, will I need to submit court records under the requirement for applicants with past convictions?
2025/04/15
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If a bank has filed an execution cheques case through the Dubai Courts. Is a travel ban automatically applied? 0
A bank has filed an execution cheques case through the Dubai Courts due to nonpayment of a personal loan and credit card.
Is a travel ban automatically applied?
I looked on the Dubai Courts website, and it says the judge has issued a “reserved” order for my case.
Furthermore, when the bank emails, they threaten me with a travel ban. So I am assuming there is no travel ban issued (but I don’t know). I haven’t received any notice of a travel ban.
If there is a travel ban, how do I find out?
I have checked the Dubai police app, and there are no financial crimes against me.
Please advise if you know.
2025/04/04
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What’s the minimum time an employee must work for the employer who brought them to the UAE? 0
Hello,
What is the minimum duration an employee must work for the employer who brought them into the country before they can terminate the contract in the UAE?
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Can I stay home if my boss doesn’t pay my salary on time? 0
Hello,
Can I stay home if my boss doesn’t pay my salary on time?
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Can I resign while my new visa is being processed before my first contract ends? 0
Hello,
I am currently working with my company and have one month remaining to complete my first contract.
However, my new visa is set to be processed in a month. Can I resign during this process?
What will happen if I resign at the end of my first contract before receiving the new visa while it is still in process?
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عرض الجميعIs it legal to reduce the salary after signing an employment contract? 0
Hello,
Is it legal to reduce the salary after signing an employment contract?
2025/03/19
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Can the owner of a company escape if there is a cheque execution and travel ban on him? 0
I raised a cheque execution case against a company and its owner and won. There is a travel ban on him. I was receiving installments for three months and now he stopped paying.
The court after request summoned him. In total, he paid only 30% of the owed money. I found that his company license is expired and also in the month his visa will expire.
Does he have any option to avoid payment?
Please note he was deceived by showing no money in his bank account and no assets in his name but he is running multiple businesses.
Also a month ago, he tried to convince me to lift the travel ban but I refused to do so. But he submitted a guarantee and left UAE.
Now the status shows he is back in the UAE and the travel ban imposed again. But after that, he stopped payment.
Is there a 1% chance of him not paying me the remaining money?
Is there a way he can leave the country through the Amnesty program or any of this sort?
2025/03/12
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In EMARATAX, must two licenses for the same activity in different emirates register separately? 0
Hello,
In EMARATAX (The Federal Tax Authority), if someone has two licenses in different emirates for the same activity, does he need to register two taxable persons, or how should he proceed?
2025/03/02
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Can a developer demand extra payment for a 30% size increase after handover? 0
Hello,
I purchased a one-bedroom off-plan unit in Dubai from a well-known developer under an SPA specifying an area of 801 sq. ft. I completed all payments as per the developer’s payment plan, and the unit was handed over to me without a Title Deed.
After taking possession, furnishing the unit, signing a tenancy contract, and making repeated follow-ups to obtain my Title Deed, the developer informed me, 45 days after handover, that the actual area was 1,041.41 sq. ft., a 30% increase from the original SPA terms.
To receive my Title Deed, they are now demanding payment for the increased size.
Key issues:
- Failure to notify me before handover about the 30% increase in area.
- The SPA allows for price adjustments for area variations but specifies that such adjustments must be reflected in the final installment, which I had already fully paid before handover.
- The developer has now filed a legal case through Dubai Courts, demanding payment.
I require legal advice based on RERA/DLD laws and the SPA.
2025/03/12
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How to recover unpaid fees from a client who refuses to pay for online consulting services? 0
Hello,
A client of mine used our consulting services online and is refusing to pay. Despite multiple reminders, she still has not made the payment. What legal action can I take against her?
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My collateral secured with Bitcoin was humming along on my favorite lending platform, earning me passive income while I slept. In came the flash loan attack.
One moment, I had six figures securely staked; the next, my positions were liquidated at the speed of regret. My loans, my collateral, my well-thought-out portfolio, poof.
Panic came faster than an Ethereum gas spike. I scanned Twitter, hoping it was FUD. Not a chance. Smart contract compromised. Funds stolen. The protocol team acted swiftly to do something, but damage was already done.
2025/04/07
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Am I allowed to wear a burka during the divorce hearing at the family court? 0
Hello,
Am I allowed to wear a burka during the divorce hearing at the family court?
2025/04/16
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Can I use my husband's case number to get information about his exit date? 0
Hello,
I have my husband's case number. Can I get information about his exit date using the case number?
Fujairah Jail.
2025/04/16
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If an employee is terminated due to poor performance, is he eligible for compensation? 0
Hi,
For the private sector, if an employee got terminated due to warning letters for poor performance issued to him, is he eligible for a 1-month compensation salary?
2025/04/15
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What to do if the bank filed case on me using security cheques and executed travel ban? 0
The bank filed a case against me using security cheques and executed a travel ban from Dubai Courts.
2025/04/15
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