Q: I have a dispute with my brother who’s a resident of Dubai. He owes me approximately AED 100,000 +/-. What would be the best way to deal with it?

Q: Dear Sir/Madam, I lent Dh35,000 to a friend in 2020 during the COVID-19 pandemic when he was under financial stress. Now, when I ask him to repay the loan, he either does not pick up my calls or tells me that he is still not in a position to return the money. I also have a husband and the money is important to me. What can I do to get my money back? I have WhatsApp conversations and some remittance receipts from when he asked me for the money. I paid him in cash. Can I file a police complaint? Is there any other way to get my money back? I don't want to get him in trouble, but I also really need him to return my money. What should I do?

Q: Hello Khaled, I lent AED 5,000 to someone I work with. The person promised to pay back in a few months but it's been years and he still owes me 2,000 AED. I have WhatsApp chat and transaction references. He keeps saying he will pay me back but he is not fulfilling any promise. Please advise me if it is worth pursuing this matter and if I would be able to recover the amount, along with any expenses incurred in legal action. Thank you!

Q: Hi, I had loaned money to a friend a few years ago, and he promised to return it as soon as possible. It has been more than two years, and I have not received the money yet. I have a blank check that he gave me as security, and it is not dated. I want to know if there is a legal way to get my money back. If I deposit the check in the bank and it bounces, or if he has closed his bank account, what will the consequences be?

Q: So my friend asked me to give him a loan of AED 17,000 and he said he would give me interest. I was not aware at the time that interest is not allowed on private loans between individuals. For 5 years he said he would pay me back but he hasn't till now. I only asked him to simply repay me the principal amount and that I don't need any interest at this point. He kept stalling and finally, I was fed up with it and informed him Ill be filing a case. Now he is angry and he threatened me by saying that he will sue me back since interest on personal loans is not allowed. It's like he knew about all this from the start and he coerced me into this. I think his plan all along was to take the loan from me, offer me interest knowing it's not allowed, and then use that excuse not to repay it. He runs several businesses and surely has an idea of corporate laws but I'm just an ignorant employee. Please tell me what I can do in this situation. Will I be able to recover the amount?

Q: Dear Sir/Madam, An Indian in the UAE has taken a loan by bank transfer and has not returned it for the last 4 years, although his business is growing Unfortunately, the lender in India is going through a very bad phase financially due to medical issues. Repeated requests to return the amount in this time of need are being ignored. The only documentation is an email exchange before the loan was given. Can the UAE police and administration help with this?

Q: Dear Sir/Madam, I gave someone a friendly loan of AED 1800, but it has been eight months and she has refused to pay me back. How should I proceed? Thanks!

Both creditors and borrowers must be aware of their rights and responsibilities when navigating the complicated laws and regulations of debt collection in the United Arab Emirates. In order to guarantee equitable treatment for all parties concerned, a set of laws and regulations control the legal debt collection procedure in the United Arab Emirates.

The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.

The law promulgates UAE Civil Procedures Code (Civil Procedure Law) which governs civil procedures in the United Arab Emirates, including the prosecution before the courts, litigation and execution.