أسئلة وأجوبة
أسئلة وأجوبة
8 متاح 8 • عرض الجميعالآثار المترتبة على القروض غير المسددة خارج دول مجلس التعاون الخليجي

3
س: سيدي العزيز،
علي قرض وبطاقات ائتمان من أحد البنوك في دولة الإمارات ولم أسددهم.
لقد غادرت دولة الإمارات وفي الوقت الحالي أحتاج إلى معرفة ما إذا كنت سأواجه مشاكل تتعلق بالشرطة الدولية في حال أردت السفر إلى أي دولة أخرى غير دول مجلس التعاون الخليجي؟
يرجى تقديم المشورة.


2020/01/29
4728
هل يمكن للبنك رفع قضية ضدي في بلدي بعد مغادرة الإمارات؟

1
س: مرحبًا سيدي،
أنا أعيش في باكستان الآن، وعلي دين بطاقة ائتمان بقيمة 50000 درهم إماراتي من أحد البنوك، ولكن لم يتم إيداع شيك الضمان.
الآن، تتصل بي شركات تحصيل الديون المحلية وتهددني بشأن قضية مدنية.
هل يمكنهم رفع قضية مدنية ضدي في باكستان؟
شكرًا لك.


2022/12/14
595
النتائج المترتبة على وجود قرض غير مدفوع في دولة الإمارات عند السفر لدول الخليج
66
س: لقد غادرت إمارة دبي في عام 2017 وعلي قرض مستحق الدفع تتراوح قيمته من 35 إلى 40 ألف دولار أمريكي من أحد البنوك. في الوقت الحالي أريد السفر إلى دولة قطر لأغراض العمل.
هل يمكنني السفر إلى قطر؟ إذا أخبرتهم أنه يمكنني العمل وسداد الدين من هناك.

2021/03/09
16932
UAE bank loan: Can an agency in my home country take action there?


3
Q: Hi,
I took a loan from a bank in the UAE in 2014 for an amount of 22,000 AED, but I have to pay 33,000 AED.
I paid almost 23,000 AED to the bank, but I lost my job in 2016 and was unable to pay the remaining loan amount. The bank filed a police case against me, which I cleared by paying a fine of around 2,200 AED.
Since then, the bank has not contacted me in the last 4-5 years, even though I have told them that I already cleared the police case and do not have the money to pay the remaining loan amount.
Yesterday, I received a call from my home country, Pakistan, and someone told me that I must pay the bank loan at any cost in the UAE, otherwise, I will face serious consequences.
My question is, since I am still in the UAE, can any agency or department from my country call me or force me to pay the amount? Can they take any action against me?
Please give your valuable comments.
Thanks!



2023/10/24
268
How can I make sure it is safe to travel to the GCC if I left the UAE with unpaid loans?




1
Q: I lived and worked in the UAE from 2014-2016. At that time, I had credit cards and loans.
I returned home for the summer and my grandmother became ill not allowing me to return.
I'm trying to settle all or any debt against me, if possible, to be eligible to return to any part of the GCC, and I want to know my odds of being able to do so.
Thank you for any help or advice given.





2023/11/29
294
What is the minimum loan for Interpol to arrest an expat?




1
Q: Dear Sir/Madam,
What is the minimum loan amount due for Interpol to file a case and arrest an expatriate?





+1
2024/01/17
1168
Will I be arrested in my country if I paid the first installment for a bank loan settlement in the UAE then stopped? 




2
Q: Hello Legal Advice,
I had a loan amount of AED 240K and after paying some installments, the amount came down to AED 170K. I got laid off from my job in the UAE due to company acquisitions, and now I am jobless in India.
After discussions with my bank, they sent a settlement letter for AED 150K and I paid AED 25K as a downpayment by selling gold and borrowing money from my friends.
Now I cannot pay the remaining amount because of being jobless and I am the sole breadwinner.
My query is will there be any legal problem if I don't pay the remaining amount after signing the settlement letter?
Will case execution be implemented in India also?
Will I be arrested in India or will they do anything legally to me in India?
Looking forward to your valuable response.
Regards
S.





+2
2024/12/13
140
Can a debt recovery agency in home country legally force repayment of a loan owed in the UAE?




1
Q: Hello,
My friend took a loan of 100,000 Dirhams from a finance company in the UAE and repaid almost half through installments. However, after losing his job, he was unable to continue payments.
The finance company then deposited his guarantee cheque, which bounced. This happened three years ago. Recently, the finance company has engaged a debt recovery agency in Pakistan to recover the remaining amount.
My question is: Does the debt recovery agency in Pakistan have the legal authority to force my friend to repay the debt?





+1
2025/02/06
183
المدونة القانونية
1 متاح 1 • عرض الجميعكل ما تحتاج لمعرفته عن حظر السفر في الإمارات العربية المتحدة في 2025 165
يُفرض حظر السفر على الأفراد لأسباب مختلفة، كأن يتم ذلك نتيجة لارتكاب الشخص جرائم جنائية، أو عدم تسديده لديون، أو لخرقه قوانين الهجرة أو لأسباب تتعلق بالأحوال الشخصية. وقد يؤدي حظر السفر إلى بعض الآثار المالية الشاقة على الشخص المحظور. لذا يهدف هذا المقال إلى إعطاء القراء فهمًا معمقًا لعقوبة حظر السفر بالإمارات، وما يُبنى عليه من الإجراءات المتبعة لفرض الحظر أو رفعه، وكيفية التحقق من وجود حظر سفر، وغير ذلك.
2025/05/30
138174
قوانين وتشريعات
2 متاح 2 • عرض الجميعFederal Law No. (3) of 1987 Promulgating the Penal Code 29
This Law promulgates the Federal Penal Code (Criminal Law) of the United Arab Emirates. Crimes and chastisement punishments shall be determined in accordance with the provisions of this Law and other penal codes.
1987/12/08
48032
Federal Law No. (5) of 1985 On the Civil Transactions Law of the United Arab Emirates 96
The provisions of this law, promulgating UAE Civil Code, govern the civil transactions in the United Arab Emirates. The commercial transactions remain subject to the laws and regulations applicable in their regard.
1985/12/15
148670

متميز
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Dear Lawyers,
I signed a Form F with a buyer for the sale of my house as we were planning to leave the country. The contract was signed about a month ago, but the handover is not until August.
Due to personal circumstances changing, we are no longer leaving Dubai and would like to cancel Form F.
The Form F contract stipulates that we have to pay the buyer 10% of the purchase value. The real estate agent is now claiming that we also have to pay the buyer's real estate commission and the conveyancing fee.
Our understanding is that the 10% penalty is the only penalty. Which is correct, and what are the next steps to dispute this?
Also, is there any way to dispute the 10% itself under the law due to personal circumstances changing?
2024/07/12
649
How to know if an offer letter I received from a company in the UAE is legit? 2
I got an offer letter from Al-Haldin Gulf Construction & Petroleum LLC. Can you please advise about the company?
2024/03/18
280
Tenant always late with payments, hasn't renewed contract. What to do? 2
Hello,
I have a tenant who is always late with their payment. Their renewal was supposed to be last December 2023.
Currently, they have not signed any new contract, provided any new cheques, and have stayed for three months from December until now without paying rent.
Additionally, I just discovered that they have sublet the apartment with partitions, which is clearly stated as not allowed in the old contract.
Please let me know what should I do legally!
2024/03/14
516
How soon will I receive the cancellation paper from my previous employer? 1
Dear Concern,
How long will it take to receive the cancellation paper from my previous employer?
My last working day at my current company will be on April 7, 2024.
2024/03/16
331
Tenant received renewal notice, rejected proposed rent on renewal day. What next? 2
Hi,
We sent a renewal notice to our Dubai-based tenant 84 days before his contract renewal, with a 10% increase in rent.
The tenant neither agreed nor disagreed with the proposed rent and replied on the day of renewal that he wouldn't be paying the proposed rent.
Due to the argument, the landlord decided to reduce the rent, but the tenant has not yet renewed his contract. It has been 12 days since his contract expired.
Kindly suggest what could be done in this matter.
2024/03/12
325
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