س: لدينا شركة مسجلة في الإمارات منذ ثلاث سنوات، والآن نرغب في توسيع أعمالنا عن طريق الحصول على قرض أو استثمار من شركة أجنبية. ما هي القواعد واللوائح التي تحمي كلا الطرفين؟ هل يمكنكم إعطائنا معلومات دقيقة عن كيفية حماية استثماراتنا من أي مشاكل في المستقبل.

Q: Looking for help and suggestions. My fiancé inherited 5 million. The trustee/bank has received the Ok from the court to disburse the funds. When we tried we learned we had to pay $2500 for the COT Fees. With the bank's help, we tried to transfer the funds. We learned we needed and we have gotten an anti-money laundering certificate for $3500. Then with the help of the bank and attempting to transfer we found out we needed tax forms for my fiancé. We applied and paid $8300 for those forms. Then we attempted again with the bank and the Central Bank held it up and now we need 18k for anti-terrorism certificate. We are out of funds for this last certificate and are in need of help and advice. Are there any companies out there willing to assist? The bank should have known upfront of all this in my opinion and not be like 'Oh yeah, you have to do this also'. I have spent almost 15k and now the Central Bank wants 18K. PLEASE HELP!

Q: What is the best way to recover money from a cryptocurrency exchange scam? The platform I'm using to trade cryptocurrency is based in Singapore but operated by Chinese people. I have invested 150k AED into it, coming all from my credit cards. When I wanted to withdraw money, the customer service said that I need to pay taxes on the profit amount. After paying taxes to them, they are now saying the financial intelligence department found that my account is abnormal and suspected of money laundering due to recent frequent trades and excessive txn volume. They want me to deposit 20% of my account amt (10k USD) within a week to prove that I didn't launder money, or it will be frozen and will report me to the FI dept. Can you please advise if this is legal according to the laws and regulations of Singapore? I don't have money anymore to pay them and I think it's just a scam. The platform recently had the system upgraded and changed; no license, no t&cs, no physical address, no phone number. Shall I report to the police now?

س: لقد سجلت شركة في المنطقة الحرة شمس. أنا المالك الوحيد. ليس لدي عملاء في الإمارات. أنا أعمل فقط في شركة أمريكية كمورد. كل هذا عمل عبر الإنترنت. هل تستطيع الشركة الأمريكية تحويل المدفوعات إلى حسابي الشخصي في دبي؟ وافق البنك على ذلك. إنه مبلغ كبير، لذا أريد التأكد من أنني لا أخالف أي قانون.

س: أنا كندي أعيش في تورونتو وأحتاج إلى نصيحة بشأن حساب لدي في دبي.

نظراً لكثرة التعاملات المصرفية الفردية والتجارية والتحويلات التي يقومون بها من بلد إلى بلد أو داخل البلد نفسه، نتطرق هنا بلمحة سريعة إلى أهمية أرقام الحسابات المصرفية وليس أسماء المستفيدين عند إجراء التحويلات المصرفية وفقاً للقانون وأنظمة المصرف المركزي.

The law defines the crimes related to money laundering, commitments and the jurisdictions of the governmental authorities, and the sanctions against perpetrators of money laundering.