أسئلة وأجوبة
Fine payment and further liabilities related to cheque bounce cases
Hi Mam, I need clarification. I had a credit card loan which I was remitting though not on a regular basis due to salary delay.
However, while I was travelling on emergency leave to attend my grandma's funeral last year, I was denied of travelling saying that there is a bounced cheque by the bank and thereafter was imprisoned for a day.
The very next day I was released after paying an amount of AED 4950/- and the officer said that I need not have to pay anything further. The bounced cheque was for 60000/- and my total dues at that time were only about 15000/-.
Now after almost a year, I received some calls from their collection department and they have sent a mail saying that my dues are now about 39,000/- and cautioned me not to travel.
As I am planning to travel during the 1st week of May '19, I would like to know your valuable advice as to whether there will be a ban on me again.
Appreciate & eagerly awaiting your valuable advice.
Thank you,
G. N.

عزيزي السائل،
برجاء ملاحظة أن ديونك لن تسدد عن طريق دفع الغرامات في القضية الجنائية. البنك يحتفظ دائمًا بخيار رفع قضية للتعويض.
في حالتك هذه، إذا كان لدى البنك أكثر من شيك ضمان، فيمكنهم فتح شكوى جنائية عن طريق ارتجاع الشيك الآخر.
برجاء ملاحظة أن البنك لا يستطيع رفع قضية أخرى بنفس الشيك. أعتقد أنه في هذه الحالة، ستقوم وكالة التحصيل بتهديدك لدفع الرصيد.
الرجاء عدم التردد في مراسلتي إن كان لديك أي استفسارات أخرى.
شكرًا لك.
مع التحية،
راجاسري رافيفارم